Credit Building card reviews

Credit Building Credit Cards - Reviews

If you’re in the process of rebuilding your credit history, or, if you’re a newbie looking to take the plunge into credit, a credit card can be a great tool for building up your score quickly. From secured cards to unsecured cards with annual fees – and even a few cards with rewards programs – there is an abundance of options for cardholders with poor, average and limited credit histories.

We’ve rated a selection of entry-level credit cards on their value for building credit – including rewards, APRs, benefits and credit-building features – to help you find the best card to help you quickly ramp up your credit score for the least expense possible.

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Credit One Bank® Platinum Premier Cash Back Rewards Credit Card review

Credit One Bank® Platinum Premier Cash Back Rewards Credit Card

3.2 rating

The Credit One Platinum Premier card is a practical credit building card with a better-than-most rewards program that offers several ways to earn cash back rewards and plenty of discounts. The high APR might give some pause, but if the balance is paid off in full each month, interest fees shouldn’t be a problem.

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Citi® Secured Mastercard® review

Citi® Secured Mastercard®

3 rating

A good starter card for those who are new to credit, the Citi Secured Mastercard allows cardholders to jumpstart their credit history without committing to a high annual fee.

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Credit One Bank® Platinum Plus Credit Card review

Credit One Bank® Platinum Plus Credit Card

2.8 rating

While this isn’t the best Visa card Credit One has to offer, the Platinum Plus still offers cardholders a fairly good value. With a decent cash back rewards program and modest annual fee, this card may be the best option for customers with average credit who face more limited options.

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OpenSky Secured Visa Credit Card review

OpenSky Secured Visa Credit Card

2.5 rating

With a relatively low APR and annual fee, the OpenSky Secured Visa credit card is a great card for those with bad to fair credit. You won’t earn any rewards, but you’ll keep additional charges to a minimum, and you can qualify for the card without a credit check.

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Credit One Bank Visa Credit Card review

Credit One Bank Visa Credit Card

2.2 rating

The Credit One Bank Visa Credit Card is a great option for improving bad to fair credit without sacrificing rewards, especially for those who qualify for a lower annual fee.

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Credit One Bank® Platinum Preferred Credit Card review

Credit One Bank® Platinum Preferred Credit Card

3.9 rating

Despite its higher-than-average APR, the Credit One Bank Platinum Preferred Credit Card is a solid starter card for people with fairly good credit scores.

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Indigo Platinum Mastercard review

Indigo Platinum Mastercard

1.2 rating

The Indigo Platinum MasterCard is a pretty basic credit building card, offering a standard APR and credit limit with no rewards program. Unless you qualify for a lower annual fee, it’s probably not worth what it costs to own.

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Total Visa Unsecured Credit Card review

Total Visa Unsecured Credit Card

0.6 rating

While the Total Visa Unsecured doesn’t require a security deposit, cardholders will be buried in additional program fees. This offer is no longer available on our site.

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