Credit Building Credit Cards - Reviews
If you’re in the process of rebuilding your credit history, or, if you’re a newbie looking to take the plunge into credit, a credit card can be a great tool for building up your score quickly. From secured cards to unsecured cards with annual fees – and even a few cards with rewards programs – there is an abundance of options for cardholders with poor, average and limited credit histories.
We’ve rated a selection of entry-level credit cards on their value for building credit – including rewards, APRs, benefits and credit-building features – to help you find the best card to help you quickly ramp up your credit score for the least expense possible.
OpenSky Secured Visa Credit Card
Last reviewed: October 4, 2019
With a relatively low APR and annual fee, the OpenSky Secured Visa credit card is a great card for those with bad to fair credit. You won’t earn any rewards, but you’ll keep additional charges to a minimum, and you can qualify for the card without a credit check.
Credit One Bank Visa Credit Card
Last reviewed: November 4, 2019
The Credit One Bank Visa Credit Card is a great option for improving bad to fair credit without sacrificing rewards, especially for those who qualify for a lower annual fee.
Indigo Platinum Mastercard
Last reviewed: May 3, 2019
The Indigo Platinum MasterCard is a pretty basic credit building card, offering a standard APR and credit limit with no rewards program. Unless you qualify for a lower annual fee, it’s probably not worth what it costs to own.
Total Visa Unsecured Credit Card
Last reviewed: October 16, 2019
While the Total Visa Unsecured doesn’t require a security deposit, cardholders will be buried in additional program fees.