Cash Back card reviews

Cash Back Credit Cards - Reviews

With all the rotating categories, sign-up bonuses and fees, how do you determine which cash back card is going to give you the most return on your spending? We’ve estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.

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First National Bank American Express card review

First National Bank American Express card

2.6 rating

The First National Bank American Express card offers a high rewards rate on all your spending and a fair sign-up bonus, but the standout feature is the card’s ease of use: Your cash back is automatically credited to your statement whenever you earn $25.

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Chase Amazon.com Rewards Visa card review

Chase Amazon.com Rewards Visa card

2.6 rating

For cardholders who don’t want to pay the fee for an Amazon Prime membership, the regular Amazon Rewards Visa card offers one of the highest rewards rates on Amazon.com purchases as well as a pretty good rewards rate on gas, restaurant and drugstore purchases.

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Costco Anywhere Visa® Business Card by Citi review

Costco Anywhere Visa® Business Card by Citi

2.6 rating

Business owners who frequently buy in bulk will love the Costco Anywhere Visa Business card’s substantial rewards, but those who’d rather shop around or want lots of options for redeeming their rewards are probably better off with a more flexible card.

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Costco Anywhere Visa® Card by Citi review

Costco Anywhere Visa® Card by Citi

2.5 rating

The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.

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The Ultimate Cash Back card from Santander Bank review

The Ultimate Cash Back card from Santander Bank

2.5 rating

With a run-of-the-mill earning scheme and sign-up bonus, plus limited redemption options, the rewards program on the Santander Ultimate Cash Back Mastercard is far from impressive.

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Synchrony HOME Credit Card review

Synchrony HOME Credit Card

2.4 rating

The Synchrony HOME Credit Card could be a useful financing tool if you’re facing a lot of expenses related to home goods or services. But deferred financing offers can be risky, and the card’s restrictive cash back scheme limits its long-term value.

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Synovus Cash Rewards Visa review

Synovus Cash Rewards Visa

2.4 rating

The rewards rate on the Synovus Cash Rewards Visa is average, though it does give cardholders a good opportunity to maximize cash back on gas, grocery and restaurant purchases, thanks to its quarterly rotating bonus.

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Apple Card review

Apple Card

2.4 rating

While we are unimpressed with the new Apple Card’s cash back rewards program, it does offer some compelling features in its app that may appeal to cardholders looking for a better user experience.

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SunTrust Travel Rewards card review

SunTrust Travel Rewards card

2.3 rating

With a low APR and a triple point bonus on airfare, hotels and car rental purchases, this is a good card to use for travel; however, don’t count on using it for everyday purchases since you won’t get much value out of the card once you return home.

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BB&T Spectrum Cash Rewards credit card review

BB&T Spectrum Cash Rewards credit card

2.3 rating

The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

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USAA® Preferred Cash Rewards Visa Signature® Card review

USAA® Preferred Cash Rewards Visa Signature® Card

2.3 rating

The USAA Preferred Cash Rewards Visa Signature Card offers a high flat rate of 1.5 percent cash back, but, with no sign-up bonus, there isn’t much to distinguish it from the rabble of cards with similar 1.5 percent rewards rates. This offer is no longer available on our site.

Information about this card has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.

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