Business Credit Cards - Reviews
Business credit cards let freelancers, store owners, solopreneurs and all kinds of small-business owners make the most of every dollar spent. Whether you’re looking to save on travel, earn cash back, get flexible payments on capital purchases or reduce interest on debts, there’s a business credit card tailor-made for you.
To maximize your earnings, look for business credit cards that fit your spending and savings needs. Cash back cards pay you back on daily expenses and help you save on future purchases. Business travel rewards cards reduce your travel costs and deliver travel-related conveniences. Flex-pay, low APR and 0% intro APR cards help you save on interest and manage finances.
Our CreditCards.com experts reviewed hundreds of business card offers and rated the best business credit cards for 2021 based on several factors. Cash back and travel rewards, interest rates, payment flexibility, welcome offers and partner discounts are the key criteria we used. In our business credit card reviews below, you can compare business credit card offers from our partners and find expert recommendations for specific spending and savings needs.
Ink Business Unlimited® Credit Card
Last reviewed: March 1, 2024
Business owners who simply want to “set it and forget it” will likely enjoy earning unlimited 1.5 percent cash back with the Chase Ink Business Unlimited card.
Capital One Spark Cash Select for Excellent Credit
Last reviewed: April 16, 2024
This no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders.
United℠ Explorer Business Card
Last reviewed: August 22, 2023
Business owners who frequently fly United have a lot to gain from the United Explorer Business Card’s generous sign-up bonus and competitive rewards rate. This offer is no longer available.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Last reviewed: December 6, 2023
With a healthy 3 points per dollar on qualifying travel purchases and 1.5 points per dollar on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Last reviewed: December 6, 2023
This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.
Capital One® Spark® Classic for Business
Last reviewed: April 13, 2023
The Spark Classic card doesn’t offer the lowest APR or juiciest rewards; but it does help cardholders with damaged credit build a better credit score, and earn a modest amount of cash back, so they can qualify for more generous cards over time.
*All information about Capital One Spark Classic for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. This card is no longer available through CreditCards.com.
U.S. Bank Business Altitude™ Connect World Elite Mastercard®
Last reviewed: March 21, 2024
Frequent travelers will find this card quite rewarding with its high welcome bonus and generous travel perks.
See Rates and Fees
Capital One® Spark® Miles Select for Business
Last reviewed: August 17, 2023
A good tool for shaving the cost of business travel without investing in an annual fee or a complicated rewards scheme, the Spark Miles Select card from Capital One offers hassle-free travel rewards that are easy to redeem.
*All information about the Capital One Spark Miles Select for Business has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Capital One Spark Miles Select for Business is no longer available through CreditCards.com.
Discover it® Business card
Last reviewed: May 13, 2021
The new Discover it® Business card isn’t as flashy as its competitors, but it does offer firm footing and incentives for business owners who want a simple experience. With a flat 1.5-percent cash back rate that’s doubled for the first 12 months, low intro APR and no annual fee, you can hit the ground running.
*The information for the Discover it® Business card has been collected independently by CreditCards.com. The card details on this page have not been reviewed or provided by the card issuer. This page includes information about Discover products that are not currently available on CreditCards.com and may be out of date.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Last reviewed: August 1, 2023
Though there are far better airline cards for business owners, frequent flyers of American Airlines will find plenty of value in the CitiBusiness / AAdvantage Platinum Select Mastercard to justify the card’s high annual fee.
Partner Offer: Citi is an advertising partner
All information about the CitiBusiness AAdvantage Platinum Select Mastercard has been collected independently by CreditCards.com. The issuer did not provide the content, nor is it responsible for its accuracy.
Wells Fargo Business Platinum card
Last reviewed: September 10, 2020
The Wells Fargo Business Platinum card offers business owners a reasonable interest rate and the unusual option of choosing between points or cash back rewards, with a high rewards rate on cash back.
BILL Divvy Corporate Card
Last reviewed: January 19, 2024
The BILL Divvy Corporate Card boasts a unique rewards program and savvy expense tracking tools, but you’ll only enjoy impressive rewards rates if you pay your bill more than once per month.
Card issued by Cross River Bank, Member FDIC.