Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

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Regions Prestige Visa Signature credit card review

Regions Prestige Visa Signature credit card

1.7 rating

The introductory period for balance transfers on the Regions Prestige Visa Signature card is too short and the 4 percent fee for balance transfers is higher than average.

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HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

1.7 rating

This low earnings rewards credit card charges a pricey fee for transferring a balance and only gives cardholders 12 months to take advantage of its interest-free promotion. This offer is no longer available on our site.

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M&T Visa credit card review

M&T Visa credit card

1.7 rating

The balance transfer period on the M&T Visa card is relatively short and it charges a higher-than-average balance transfer fee.

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Regions Visa Signature Premium credit card review

Regions Visa Signature Premium credit card

1.7 rating

The Regions Visa Signature Premium card is a poor choice for a balance transfer: The balance transfer period is too short, the fee for balance transfers is high and the $125 annual membership fee is through the roof.

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Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

1.6 rating

The interest rate on the Commerce Bank Special Connections Visa Signature card might be low, but its sky-high balance transfer fee and stingy promotional offer make it a poor choice for transferring a balance.

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Amex EveryDay Credit Card from American Express review

Amex EveryDay Credit Card from American Express

0 rating

The American Express Everyday card is a prime choice for balance transfers — for the first 60 days of card membership, it lets you transfer a balance with no balance transfer fee and a long 15-month introductory period to pay it off. This offer is no longer available.

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Commerce Bank Miles credit card review

Commerce Bank Miles credit card

0 rating

This low-earning rewards card charges a lower APR than most rewards credit cards, but its 5 percent balance transfer fee is too high for transferring a large balance. This offer is no longer available.

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BankAmericard Better Balance Rewards card review

BankAmericard Better Balance Rewards card

0 rating

The BankAmericard Better Balance Rewards card offers a unique incentive for paying more than the minimum amount due, but its standard APR is too high for carrying a balance and its 0 percent balance transfer period is relatively short. This offer is no longer available.

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Citi Diamond Preferred Card review

Citi Diamond Preferred Card

0 rating

The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period — which gives cardholders nearly two years to pay off an interest-free balance — and reasonable balance transfer fee. This offer is no longer available.

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Wells Fargo Cash Back Visa Signature card review

Wells Fargo Cash Back Visa Signature card

0 rating

With a long introductory period and an extensive list of perks including cash rewards, the Wells Fargo Cash Back Visa Signature card makes a compelling balance transfer offer. This offer is no longer available.

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First National Bank Maximum Rewards Visa card review

First National Bank Maximum Rewards Visa card

0 rating

This pricey rewards credit card charges an above average APR and one of the highest balance transfer fees around, but only gives cardholders 12 months to pay off their interest-free balance. This offer is no longer available.

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Regions Visa Platinum credit card review

Regions Visa Platinum credit card

0 rating

The Regions Visa Platinum card ranks low on our list of balance transfer cards, thanks to its higher-than-average balance transfer fee and extremely short promotion. This offer is no longer available.

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