Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

While zero percent introductory offers are a common feature on credit cards, not all balance transfer offers are created equal. We've sifted through the details in the fine print and rated the best cards, based on the length of their interest-free period and the cost of fees for balance transfer. We've also looked at other important features, such as penalty rates, fees and rewards programs, to help you figure out how to get the best deal on your balance transfer.

Learn more about our ratings process

Citizens Bank Cash Back Plus World MasterCard review

Citizens Bank Cash Back Plus World MasterCard

2.5 rating

The Citizens Bank Cash Back Plus World MasterCard offers an outstanding rewards rate on everyday purchases and a lengthy 0 percent balance transfer offer; but its standard APR is on the high side for a balance transfer card.

View similar balance transfer cards

Read full review


M&T Visa credit card with rewards review

M&T Visa credit card with rewards

2.4 rating

The M&T Visa card charges a lower APR than most rewards credit cards, but the benefits it offers are modest and the above balance transfer fee it charges could cut into cardholders’ savings.

Read full review


HSBC Platinum Mastercard with rewards review

HSBC Platinum Mastercard with rewards

2.4 rating

This low earnings rewards credit card charges a pricey fee for transferring a balance and only gives cardholders 12 months to take advantage of its interest-free promotion. This offer is no longer available on our site.

Read full review


M&T Visa credit card review

M&T Visa credit card

2.4 rating

The balance transfer period on the M&T Visa card is relatively short and it charges a higher-than-average balance transfer fee.

Read full review


State Farm Good Neighbor Visa review

State Farm Good Neighbor Visa

2.2 rating

This affordably priced balance transfer card offers a reasonable APR and modest balance transfer fee, but its 12-month promotional period doesn’t give you much time to pay off an interest-free balance.

Read full review


Commerce Bank Special Connections Visa Signature credit card review

Commerce Bank Special Connections Visa Signature credit card

1.6 rating

The interest rate on the Commerce Bank Special Connections Visa Signature card might be low, but its sky-high balance transfer fee and stingy promotional offer make it a poor choice for transferring a balance.

Read full review


Citi ThankYou Preferred Card review

Citi ThankYou Preferred Card

0 rating

The Citi ThankYou Preferred card offers a fairly long 15-month introductory period on balance transfers, plus a pretty good points-based rewards program once your balance is paid off. This offer is no longer available.

Read full review


Commerce Bank Miles credit card review

Commerce Bank Miles credit card

0 rating

This low-earning rewards card charges a lower APR than most rewards credit cards, but its 5 percent balance transfer fee is too high for transferring a large balance. This offer is no longer available.

Read full review


BankAmericard Better Balance Rewards card review

BankAmericard Better Balance Rewards card

0 rating

The BankAmericard Better Balance Rewards card offers a unique incentive for paying more than the minimum amount due, but its standard APR is too high for carrying a balance and its 0 percent balance transfer period is relatively short. This offer is no longer available.

Read full review


PNC CashBuilder Visa credit card review

PNC CashBuilder Visa credit card

0 rating

The standard APR on the PNC CashBuilder Visa is on the high side for a balance transfer card and its 12-month 0 percent balance transfer promotion is relatively short. This offer is no longer available.

Read full review


Wells Fargo Cash Back Visa Signature card review

Wells Fargo Cash Back Visa Signature card

0 rating

With a long introductory period and an extensive list of perks including cash rewards, the Wells Fargo Cash Back Visa Signature card makes a compelling balance transfer offer. This offer is no longer available.

Read full review


First National Bank Maximum Rewards Visa card review

First National Bank Maximum Rewards Visa card

0 rating

This pricey rewards credit card charges an above average APR and one of the highest balance transfer fees around, but only gives cardholders 12 months to pay off their interest-free balance. This offer is no longer available.

Read full review