Balance Transfer card reviews

Balance Transfer Credit Cards - Reviews

A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up.

By moving a balance from a high-interest credit card to a balance transfer credit card, you can pay off debt faster and gain control of your finances. Along with this tremendous perk, many balance transfer credit cards offer added incentives like welcome offers and rewards programs. Some even include new purchases in your 0% intro APR period as well.

Our CreditCards.com experts rated the best balance transfer credit cards for 2021 based on several factors: length of the 0% intro APR period on transfers and purchases, sign-up bonuses, balance transfer and account fees, penalty APRs and rewards program benefits. In our balance transfer credit card reviews below, you can compare intro introductory APR offers, check out welcome offers, explore rewards programs and find expert insights to help you spot the best fit.

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Wells Fargo Reflect® Card  review

Wells Fargo Reflect® Card

4.2 rating

Boasting one of the longest intro APR periods on the market, the Wells Fargo Reflect card could be a life-saver if you’re ready to chip away at high-interest debt.

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Wells Fargo Active Cash® Card review

Wells Fargo Active Cash® Card

4.1 rating

The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period.

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Platinum Edition Visa card from First National Bank of Omaha review

Platinum Edition Visa card from First National Bank of Omaha

4 rating

With its long 15-month introductory period and low regular APR, this plain vanilla Visa card is a relatively low-risk choice for transferring a balance.

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Wells Fargo Platinum card review

Wells Fargo Platinum card

4.0 rating

When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress.

All information about the Wells Fargo Platinum card has been collected independently by CreditCards.com and has not been reviewed by the issuer. The Wells Fargo Platinum card is no longer available.

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Wells Fargo Visa Signature credit card review

Wells Fargo Visa Signature credit card

3.9 rating

The Wells Fargo Visa Signature card offers a long introductory period on balance transfers and new purchases, as well as a good travel rewards program with a generous redemption bonus on travel rewards. This offer is no longer available on our site.

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Citi Double Cash® Card review

Citi Double Cash® Card

3.9 rating

One of the best cash back cards on the market, the Citi Double Cash card also offers one of the longest intro APR balance transfer deals around.

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