Military Credit Cards

Check out some of these credit card offers from our partners that offer exclusive benefits for military members, veterans, and their families.

See offers from our partners below.

Apply Now Credit Needed
Good/Excellent
  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.15%-27.15% (Variable)
Annual Fee
$0
Credit Needed
Good/Excellent

USAA Rewards™ American Express® Card

Apply Now Credit Needed
Good/Excellent
  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
11.15%-27.15% (Variable)
Annual Fee
$0
Credit Needed
Good/Excellent

USAA Secured Card® American Express®

Apply Now Credit Needed
Bad Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
11.15%-21.15% (Variable)
Annual Fee
$35
Credit Needed
Bad Credit

USAA Secured Card® Platinum Visa®

Apply Now Credit Needed
Bad Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
11.15%-21.15% (Variable)
Annual Fee
$35
Credit Needed
Bad Credit

American Veterans USAA Rewards™ Visa Signature® Card

Apply Now Credit Needed
Excellent, Good, Fair
  • With this card, you can help American Veterans assist veterans and their families. USAA Bank will make a contribution to American Veterans when you open an account, make eligible purchases and keep an active account.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 12 months
Regular APR
12.15% to 27.15% Variable
Annual Fee
$0
Credit Needed
Excellent, Good, Fair

Disabled American Veterans USAA Rewards™ Visa Signature® Card

Apply Now Credit Needed
Excellent, Good, Fair
  • With this card, you can help DAV empower veterans to lead high-quality lives with respect and dignity. USAA Bank will contribute to DAV when you open an account, make eligible purchases and keep an active account.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 12 months
Regular APR
12.15% to 27.15% Variable
Annual Fee
$0
Credit Needed
Excellent, Good, Fair

Wounded Warrior Project USAA Rewards™ Visa Signature® Card

Apply Now Credit Needed
Excellent, Good, Fair
  • With this card, you can show your support for WWP and its mission to honor and empower wounded warriors. USAA Bank will contribute to WWP when you open an account, make eligible purchases and keep an active account.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 12 months
Regular APR
12.15% to 27.15% Variable
Annual Fee
$0
Credit Needed
Excellent, Good, Fair

Comparing Military Credit Card Offers

Updated: January 17, 2018

Best Military Credit Cards of 2018

  • USAA Preferred Cash Rewards Visa Signature®
  • USAA Rewards™ American Express® Card
  • USAA Secured Card® American Express®
  • USAA Secured Card® Platinum Visa®
  • American Veterans USAA Rewards™ Visa Signature® Card
  • Disabled American Veterans USAA Rewards™ Visa Signature® Card
  • Paralyzed Veterans of America USAA Rewards™ Visa Signature® Card
  • USO USAA Rewards™ Visa Signature® Card
  • Wounded Warrior Project USAA Rewards™ Visa Signature® Card

If you're a member of the military, you're no stranger to making sacrifices and doing demanding jobs. You signed up to put the needs of others before your own. You constantly face unique challenges and continuously learn from them. Your life is complex in ways that many people can't even begin to imagine – and your personal finances are no exception.

Fortunately, there are unique financial benefits available to military members. You may already be familiar with some of the benefits you're entitled to as an active duty military member thanks to the Servicemembers Civil Relief Act (SCRA), such as a 6% APR cap on credit card debt that was incurred before your military service began. Because the SCRA is a federal law, you are entitled to these benefits with any credit card, but it won’t happen automatically – you’ll have to contact the bank and provide them with a copy of your active duty orders in order to prove your eligibility. But the SCRA isn't the only financial benefit available to those serving in the armed forces. Many banks are happy to show their appreciation by providing additional perks to military cardholders. They often offer waived annual fees, late fees, or foreign transaction fees. Although the SCRA’s interest rate cap applies only to debt accumulated prior to military service, a lot of banks offer extremely low interest rates for the entire time that you’re on active duty – some of them even go as low 0% APR! Making interest-free purchases is a huge advantage.

Some credit cards also kick the benefits up another notch while you’re deployed by reducing interest rates further or even waiving minimum payment requirements. If your current credit card is only giving you the 6% APR required by the SCRA, it’s a good idea to reduce interest costs even further with a balance transfer to a card that offers an even better rate to military members. The card offers listed on this page can help simplify your finances and cut down on interest and fees.

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See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.

* For additional rates, fees and costs see issuer's website for detailed pricing and terms.