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Guide to Checkout 51

Checkout 51 can save you money on your weekly grocery run – but is the app worth it?


If you really want to max out your cash back rewards, you’re going to want to consider Checkout 51. The app offers weekly cash back offers on groceries, gas and everyday items.

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The Bank of America content was last updated on May 3, 2021.

There are a lot of ways to save money on everyday purchases.

You could take up coupon-clipping – or sign up for an app that clips coupons for you. You could become an expert at online discount codes. You could even apply for a top cash back credit card to maximize your cash back rewards every time you shop.

But if you really want to max out your cash back rewards, you’re going to want to consider Checkout 51. This app offers weekly cash back offers on groceries and everyday items, from body lotion to bananas – not to mention beer, pet food, laundry detergent and more. You can earn cash back bonuses if you redeem your offers at a specific retailer, and you can even use Checkout 51 to save money on gas.

Is Checkout 51 worth it? Can you actually use the app to earn cash back, or will you have to wait forever to cash out what you’ve earned? Here’s what you need to know about how Checkout 51 works, which stores participate in Checkout 51 and which credit cards will help you earn the most rewards on your purchases.

What is Checkout 51?

Checkout 51 is an app that helps you save money on the brands you love. Every week, Checkout 51 releases new cash back offers on groceries, gas and everyday items. All you have to do is browse Checkout 51’s offers, select the ones that interest you and shop as usual.

When you’ve finished shopping, check off the cash back offers you want to claim and upload a photo of your receipt. Checkout 51 will automatically credit the cash to your account, and you can claim your money when your cash back amount reaches $20.

How does Checkout 51 work?

Checkout 51 is available to download from the App Store and Google Play. If you don’t want to use the Checkout 51 app, you can create an account in your desktop browser.

Once your Checkout 51 account is set up, you can begin browsing available cash back offers. Checkout 51 releases new offers on Thursdays at 12:00 a.m. in each time zone, and you have until the following Wednesday at 11:59 p.m. to select your offer, make your purchase and upload a photo of your receipt.

Some Checkout 51 offers are only available in limited quantities, so make your purchases and upload proof of receipt as quickly as possible to ensure you get your cash back. On the plus side, some cash back offers can be claimed multiple times – which is great if you like to buy in bulk.

Before you start shopping, select the offers that interest you and Checkout 51 will save them in a convenient shopping list. After you make your purchases, use the app’s “redeem” function to check off any offers you plan to claim. That way, Checkout 51 will know what to look for in your attached receipt.

When Checkout 51 confirms that you are eligible to claim a cash back offer, it will automatically add the cash you earned to your Checkout 51 account. Once your account balance reaches $20, you can cash out and receive your earnings via PayPal or a mailed check.

Which stores participate in Checkout 51?

The majority of Checkout 51 cash back offers are for gas, groceries and everyday items. As of this writing, Checkout 51 is offering cash back on brands like Atkins, Nivea and Minute Maid.

Unless your offer specifies that you have to make your purchase at a specific retailer, you are eligible to buy your item from any store – but Checkout 51 occasionally offers cash back bonuses if you redeem your offers at a specific store, like a $3 “buy at Walmart bonus.”

You can also shop at online retailers, as long as the online retailer includes an itemized packing slip that you can upload as proof of purchase. The product needs to arrive before the cash back offer deadline, so be careful before buying something that might not ship in time. Read Checkout 51’s guide to online purchases to learn more.

Pros and cons of Checkout 51

Checkout 51 has a lot of advantages. You can save money on everyday purchases at your favorite retailers, and you only need to earn $20 to cash out.

You also can claim some offers multiple times. Right now, for example, a $1 cash back offer on Blue Ribbon Classics ice cream can be claimed five times. And you can even combine Checkout 51 cash back offers with other coupons and discounts (unless the offer specifies otherwise).

Plus, the Checkout 51 app is free, and it’s easy to set up an account, select and redeem offers and upload receipts.

However, there are a few disadvantages to using Checkout 51. Many offers are limited in both time and number, which means that if you don’t act quickly, you might not be able to claim the cash back offer you want. It’s possible for you to select an offer you want to purchase, go shopping, redeem your offer and upload your receipt only to learn that all available offers have already been redeemed.

You can also only earn cash back on the exact product listed. If a Checkout 51 offer is for a 48-ounce tub of ice cream, you can’t buy a pint of ice cream from the same brand and claim your cash back. Pay attention when you shop to avoid making expensive mistakes.

Best credit cards to use with Checkout 51

If you want to earn rewards while earning cash back on Checkout 51 offers, you’re going to want to use one of the best credit cards for groceries.

The Blue Cash Preferred® Card from American Express, for example, offers 6% cash back at U.S. supermarkets (for up to $6,000 in purchases per year, then 1%) plus 3% cash back on U.S. gas stations – which is great, because you’ll probably want to take advantage of some of Checkout 51’s gas offers as well. With an additional 6% cash back on select U.S. streaming subscriptions and 3% cash back on transit, this card could help you save real money on your everyday expenses.

The Citi Rewards+® Card is another good option if you want a top grocery credit card and a top gas credit card in the same package. You’ll earn 2 ThankYou points per $1 spent at supermarkets and gas stations (for up to $6,000 in purchases per year, then 1%) and Citi will round up your rewards to the nearest 10 points on every purchase.

You also might want to consider the Bank of America® Customized Cash Rewards credit card. This card offers 3% cash back on a category of your choice – with gas as one of the categories you can choose from – and 2% cash back on grocery stores and wholesale clubs. You’re limited to $2,500 in combined purchases per quarter (then 1% cash back), but that still gives you the opportunity to earn 2% or 3% cash back on up to $10,000 in combined gas, grocery store and wholesale club purchases per year.

Should you sign up for Checkout 51?

If you regularly shop for popular brand-name groceries and everyday items, Checkout 51 can save you money over time. The app’s gas offers also help you save at the pump – you might earn as much as 8 cents cash back per gallon.

However, if your grocery shopping list generally includes more greens and grapefruit than granola bars – or if you prefer to shop generic or store brands – you might not get as much out of Checkout 51’s offers. As with all coupon or discount apps, you need to make sure you’re purchasing an item because you really want it, not because you might save a few bucks on the price.

If you’re still on the fence about Checkout 51, it’s worth a download to test it out. Best case scenario, you save money on your weekly grocery run. And if you don’t like the app, you can always delete your account and try one like Rakuten or Ibotta.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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