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Use Cashback Monitor to maximize shopping rewards

This unique tool is a must-use for any online shopper hoping to earn rewards or cash back


For frequent shoppers serious about getting the most value for their money, remembering to check Cashback Monitor before making a purchase can really pay off. The unique online tool can help you quickly identify how to earn the most rewards on your purchase.

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The savviest shoppers seem to always know the secret tricks for getting the best deals, from opening up rewards credit cards to taking advantage of introductory offers to making strategic online purchases that can maximize the rewards they earn.

The online tool CashBack Monitor makes it even easier to shop smartly, by comparing the best deals offering you points, miles or cash back on your normal online purchases. By combining the tracking of rewards rates, shopping portals and retailer deals, the platform makes it easy to quickly find the most valuable offers.

Leveling up on your online shopping strategy means digging a little deeper when it comes to comparison shopping and waiting for rates to dip low – or rewards to increase – to make your purchasing move. The wait can amount to hundreds of dollars in total savings, if you’re willing to put in a little legwork in the beginning. And with Cashback Monitor, the research is simple. Read on to learn more about using this tool.

What is Cashback Monitor?

Cashback Monitor is a simple online tool that lets you quickly compare deals on most of the major online shopping portals in order to maximize value for your purchase. While the tool doesn’t include every shopping portal out there, it does include a wide range of portals. It shows users reward types including cash back or points and miles from your favorite loyalty program.

See related: Use airline and hotel shopping portals to maximize online shopping rewards

How does Cashback Monitor work?

The tool is easy to use and works like a search engine and directory listing in one, allowing people to search for stores or brands by browsing categories or by simply typing their query in the search box. You can compare cash back or rewards earning rates in order to find which ones are most popular and which are offering the better deals.

The search results display four columns: store and best rate sorted by the most viewed stores and store and best rate sorted by the best value for rewards. Seeing the most viewed can give you a heads up about the most popular deals currently offered.

After hitting a particular retailer, results are sorted into the different rewards types for easier comparison, such as cash back, travel points/miles, credit card points and other rewards.

Once you’ve found the deal you want, you can click on it to directly access the portal offering the cash back or points. Then, you can click through to the retailer’s website where you can complete your online purchase. Remember, to earn rewards on the purchase, you must be logged into your qualifying account while shopping.

How to maximize Cashback Monitor

Cashback Monitor offers lots of ways for online shoppers to maximize their rewards, so don’t miss the other features that make the tool useful to frequent shoppers.

The “best rate history” feature, for example, lets you track your favorite portals and retailers to catch the lowest rates. This especially comes in handy if you have your eye on a certain purchase but want to know first if a certain store has been known to offer low rates in the past. Knowing rate history can help you decide whether or not you should wait for a deal.

Another useful feature is the ability to assign the cash value of travel miles or points. If points or miles with a particular rewards program are more valuable to you (say Rapid Rewards, which we estimate are worth around 1.6 cents per point), you can notate this in Cashback Monitor. Then, when displaying offers to earn points in that currency, the tool will automatically take into account how much those points are worth to you.

Additionally, the “My Monitor” feature allows frequent users to customize and track their favorite stores and shopping portals to stay on top of daily deals they care most about.

Finally, setting up alerts can help shoppers get the most of the tool. You can turn on alerts by going into your profile and selecting “manage my alerts.” Then, choose the stores and programs you want to track to get notified when rates reach a certain preset amount – so you’ll never miss a qualifying deal.

What retailers are featured on Cashback Monitor?

Hundreds of major retailers are listed on the tool. Here’s a quick look at a few of the most viewed and valuable brands:

  • Apple Store
  • Bed Bath & Beyond
  • Best Buy
  • Cole Haan
  • Costco
  • Dell Consumer
  • Fitbit
  • Kohl’s
  • Kipling
  • Lowe’s
  • Philosophy
  • Sam’s Club
  • Saks Fifth Avenue
  • Target
  • The Body Shop
  • Urban Outfitters
  • Wayfair

No matter where you prefer to shop, Cashback Monitor can likely help you find an opportunity to earn points or cash back.

What shopping portals are featured on Cashback Monitor?

Cashback Monitor includes over 45 of the most popular shopping portals. It includes portals that offer cash back, hotel or airline points or miles, credit card rewards and more. Here are some of the post popular portals, according to reward type:

Cash back:

Travel miles/points:

Credit card points:

Other rewards:

  • 1-800-CONTACTS
  • Ace Hardware
  • Aramark
  • Kaplan Test Prep
  • Macy’s
  • Samsonite
  • Waldorf Astoria

Always check Cashback Monitor before making an online purchase

For frequent shoppers serious about getting the most value for their money, remembering to check Cashback Monitor before making a purchase can really pay off. Not only will these shoppers ensure they are buying while savings are high, but they will also be able to rack up the rewards for their favorite loyalty program – which will lead to even more value. Truly, a win-win.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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