USAA® Secured American Express® Card

USAA® Secured American Express® Card

at USAA's Secure Site
Credit Cards » USAA Credit Cards » USAA® Secured American Express® Card
USAA® Secured American Express® Card
Partner Offer

USAA® Secured American Express® Card

Bad to Fair Credit Recommended (300-670) ? credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at USAA's Secure Site
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
11.90% - 21.90% Variable
Annual Fee


  • Best for members rebuilding or establishing credit
  • It's not a debit or prepaid card
  • Determine your own credit limit ($250 to $5,000) with a security deposit
  • USAA membership is available to active and former military and their eligible family members


  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review


Editor's Rating:

3.4-star review

3.4 out of 5

Our take: If you can afford to invest more than $250 into a security deposit, this military-friendly credit builder card offers a number of appealing perks, including a flexible credit limit, below average APR and consumer-friendly fee schedule.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.