USAA® Rewards™ American Express® Card

USAA® Rewards™ American Express® Card

at USAA's Secure Site
Credit Cards » USAA Credit Cards » USAA® Rewards™ American Express® Card
USAA® Rewards™ American Express® Card
Partner Offer

USAA® Rewards™ American Express® Card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at USAA's Secure Site
Intro Bonus
Intro Bonus
2,500 points Get 2,500 bonus points with your first purchase
Reward Rates
3X Earn 3X points per dollar on dining with no caps.
2X Earn 2X points per dollar on gas and groceries with no caps.
1X Earn 1X point for every dollar spent on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
11.65% - 27.65% Variable
Annual Fee
$0

Highlights

  • Earn 3X points per dollar spent on dining
  • Earn 2X points per dollar spent on gas and groceries
  • Earn 1X point for every dollar spent on all other purchases
  • Get 2,500 bonus points with your first purchase

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Trip Cancellation Insurance
    Trip Cancellation Insurance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

2.3-star review

2.3 out of 5

Our take: The USAA Rewards American Express Card is one of the best cards around for active-duty service members, but its mediocre rewards program and high APR for cardholders with less-than-perfect credit limit its appeal.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.