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- Intro Bonus
- 2,500 points Get 2,500 bonus points with your first purchase
- Reward Rates
- 3X Earn 3X points per dollar on dining
- 2X Earn 2X points per dollar on gas and groceries
- 1X Earn 1X point for every dollar spent on all other purchases
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 11.40% - 27.40% Variable
- Annual Fee
- Earn 3X points per dollar spent on dining
- Earn 2X points per dollar spent on gas and groceries
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more.
- USAA membership is available to active and former military and their eligible family members
2.4 out of 5
Our take: The USAA Rewards American Express Card is one of the best cards around for active-duty service members, but its mediocre rewards program and high APR for cardholders with less-than-perfect credit limit its appeal.