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- Earn 1.5% cash back on every purchase with no limits or category restrictions
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
2.3 out of 5
Our take: For cardholders with the best credit scores, the USAA Preferred Cash Rewards Visa Signature card combines decent hassle-free rewards with unusually affordable terms; however, cardholders with lower scores could get slapped with an excessively high interest rate.