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- Reward Rates
- 5% Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
- 2% Earn 2% cash back on your first $3,000 on supermarket purchases per year.
- 1% Unlimited 1% cash back on all other purchases.
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 13.65% - 27.65% Variable
- Annual Fee
- Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
- Earn 2% on your first $3,000 on supermarket purchases per year
- Unlimited 1% cash back on all other purchases
- USAA membership is available to active and former military and their eligible family members
3.2 out of 5
Our take: This no-annual-fee card offers excellent value to USAA members, with 5 percent cash back on gas and military-base purchases, and 2 percent cash back at supermarkets.