- Intro Bonus
- $200Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
- Reward Rates
- 3%Unlimited cash back on payments - 3% on Home, Auto and Health categories
- 1%1% on everything else
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- 8.99% -29.99% APR
- Annual Fee
- $0
Highlights
- Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- Combine the flexibility of a card with the low cost and predictability of a loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Staff Review
Editor's Rating: 3.0 out of 5 | Our take:The Upgrade Triple Cash Rewards card lets users combine the convenience of a credit card with the low costs and consistency of a personal loan. Better yet, it lets cardholders earn rewards on their purchases, and it’s available to people with fair credit scores. |