- Intro Bonus
- $200$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Reward Rates
- 1.5%Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 14.99% - 29.99% APR
- Annual Fee
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment.
- Combine the flexibility of a credit card with the predictability of a personal loan.
- No annual fee
- No touch payments with contactless technology built in.
- See if you qualify in minutes without hurting your credit score.
- Great for large purchases with predictable payments you can budget for.
- Mobile app to access your account anytime, anywhere.
- Enjoy peace of mind with $0 Fraud liability.
- Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.
- See Rates & Fees
- Cash Back
- Low Interest
- No Annual Fee
3.0 out of 5
Our take: Since it rewards payments via cash back and automatically puts your balance into an installment plan at the end of the month, the Upgrade Card helps you keep your interest payments – and your overall credit card balance – in check. See Rates and Fees