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United℠ Explorer Card
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United℠ Explorer Card

Our rating:3.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Up to 70,000 Bonus MilesEarn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10,000 bonus miles after you spend $6,000 in the first 6 months
Reward Rates
2XEarn 2 miles per $1 spent on dining, hotel stays, and United purchases
2XEarn 2 miles per $1 spent on dining and eligible delivery services
1X1 mile per $1 spent on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
16.49% to 23.49% Variable
Annual Fee
$0 Intro for First Year, then $95

Highlights

  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, an additional 10,000 bonus miles after you spend $6,000 in the first 6 months
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent on dining, hotel stays, and United purchases
  • Up to $100 Global Entry or TSA PreCheck® fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on dining and eligible delivery services

Features

  • Airline
    Airline
  • Airport Lounge Access
    Airport Lounge Access
  • Auto Rental Insurance
    Auto Rental Insurance
  • Concierge Service
    Concierge Service
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Free Checked Baggage
    Free Checked Baggage
  • Good Credit
    Good Credit
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Popular
    Popular
  • Primary Auto Rental Insurance
    Primary Auto Rental Insurance
  • Priority Boarding
    Priority Boarding
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Visa Signature®
    Visa Signature®
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.8 out of 5

Our take: With a relatively generous sign-up bonus, the United Explorer Card makes it easy to earn a free flight quickly; but you’ll have to fly United often to make up for the card’s $95 annual fee (waived for the first year).

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.