Total Visa® Card
Total Visa® Card
Apply now at Total Visa's secure site
Credit Cards»Visa Credit Cards»Total Visa® Card
Total Visa® CardSee Rates & Fees
Partner Offer

Total Visa® Card

Our rating:2.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Total Visa's secure site
Reward Rates
Up To 10%Up To 10% Cash Back on Purchases + 1% on Payments^^
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
35.99%*
Annual Fee
See Terms*

Highlights

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
  • Fast and easy application process.
  • All credit types welcome to apply.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.0 out of 5

Our take: While the Total Visa doesn’t require a security deposit, cardholders will be buried in additional program fees.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.