Credit Cards»American Express Credit Cards»The Plum Card® from American Express

The Plum Card® from American Express

The Plum Card® from American Express
See Rates & Fees, Terms Apply

Partner Offer

Our rating:2.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Reward Rates
1.5%Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Balance Transfers Intro APR
Purchases Intro APR
Regular APR
Annual Fee


  • Paying early pays off: get a 1.5% Early Pay Discount on your statement on the amount paid within 10 days of your statement closing date and no cap on what you can earn back. Just pay the Minimum Due by the Payment Due Date.
  • Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Terms & Restrictions Apply.


  • Business
  • Cash Back
    Cash Back
  • Charge card
    Charge card
  • EMV
  • Excellent Credit
    Excellent Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Presale Tickets
    Presale Tickets
  • Rewards
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.4 out of 5

Our take: The Plum Card from American Express is a flexible card that gives business owners the option to delay payment for up to 60 days, or receive a cash back bonus for paying early.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.