The Platinum Card® from American Express
- Intro Bonus
- 75,000 pointsEarn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
- Reward Rates
- 10XEarn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
- 5XEarn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
- 5X5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
- Balance Transfers Intro APR
- N/A
- Purchases Intro APR
- N/A
- Regular APR
- See Pay Over Time APR
- Annual Fee
- $550
Highlights
- Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
- Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
- 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
- Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $550 annual fee.
- Terms Apply.
Features
- Airport Lounge Access
- Annual Uber Credit
- Auto Rental Insurance
- Concierge Service
- Elite Status
- EMV
- Excellent Credit
- Extended Warranty Program
- Free Credit Score
- Free Wi-Fi Access
- Lost Luggage Reimbursement
- Mobile Pay Ready
- No Foreign Transaction Fees
- Points
- Popular
- Presale Tickets
- Private Jet Access
- Purchase Protection
- Rewards
- Travel
- TSA/Customs Reimbursement
- Zero Fraud Liability
Staff Review
Editor's Rating: 4.5 out of 5 | Our take: The American Express Platinum card carries one of the highest annual fees for a card in its class and a rewards rate that pales in comparison to similar cards; however, you can’t beat its extensive list of luxury travel perks, including access to exclusive Centurion lounges. |