The Gemini Credit Card®
The Gemini Credit Card®
Apply now at Gemini's secure site
Credit Cards»The Gemini Credit Card®
The Gemini Credit Card®See Rates & Fees
Partner Offer

The Gemini Credit Card®

Our rating:4.3 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Gemini's secure site
Reward Rates
4%Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
3%3% back on dining.
2%2% back on groceries.
1%1% back on all other purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
18.49% - 34.49% Variable
Annual Fee
$0

Highlights

  • No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
  • Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
  • 3% back on dining, 2% back on groceries, 1% back on all other purchases.
  • Your rewards are automatically deposited into your account immediately. In some rare cases, rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
  • You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
  • Beautifully designed stainless steel card that comes in six premium colors, made from 75% recycled material.
  • Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
  • Maximize your crypto rewards by adding family, friends or a special someone to your primary account.
  • Gemini-branded credit products are issued by WebBank and offer various benefits from Mastercard.

Features

  • Excellent Credit
    Excellent Credit
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Rewards
    Rewards

Staff Review

Editor's Rating:

4.3 out of 5

Our take: The Gemini Credit Card’s excellent, everyday rewards rates give cardholders a low-risk way to dip their toes into several popular cryptocurrencies — although it’s still a gamble whether the rewards will be worth more or less than the value a traditional cash or travel rewards card would provide instead. ([capi_terms_link pid="8401"])

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.