Self - Credit Builder Account with Secured Visa® Credit Card
Self - Credit Builder Account with Secured Visa® Credit Card
Apply now at Self's secure site
Credit Cards»Bad Credit»Self - Credit Builder Account with Secured Visa® Credit Card
Self - Credit Builder Account with Secured Visa® Credit Card
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Self - Credit Builder Account with Secured Visa® Credit Card

Our rating:2.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Self's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
28.74% (Variable)
Annual Fee
$25

Highlights

  • Start with a Credit Builder Account* that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you.
  • Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing.** Then, you’ll be eligible for the Self Visa® Credit Card, without a hard credit check.
  • Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card.
  • Get the savings plan that helps build credit today.
  • No credit score is needed to get started.
  • Your money is secured and protected in a bank account.
  • *Credit Builder Account Sample Product: $48 monthly payment, 24 month term with a $9 admin fee at a 15.72% Annual Percentage Rate. Please refer to https://www.self.inc/pricing for the most recent pricing options.
  • **Secured Credit Card Disclaimers, Rates and Fees: https://www.self.inc/card-agreement
  • Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details.
  • Active Credit Builder Account in good standing, 3 on time payments, $100 or more in saving progress. Requirements subject to change.

Staff Review

Editor's Rating:

2.5 out of 5

Our take: This combination of a loan and secured credit card could prove useful as a one-two credit-building punch, but since you'll essentially have to pay interest charges on your own money, it's unlikely to be the most cost-effective credit-building option.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.