Credit Cards»Bad Credit»Self - Credit Builder Account + Secured Visa® Credit Card
Self - Credit Builder Account + Secured Visa® Credit Card
Partner Offer

Self - Credit Builder Account + Secured Visa® Credit Card

Our rating:2.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

No Credit History

Apply now at Self's secure site
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
15.92% (Variable)
Annual Fee
$25 monthly payment, 24 month term with a $9 admin fee

Highlights

  • Combined credit builder account and secured card products to help you build credit and save* money (minus interest and fees)
  • No credit check. No credit history required.
  • Start with a credit builder account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you.
  • Make at least 3 monthly payments on time, have $100 or more in savings progress in your account, and be in good standing.** You’ll automatically be eligible for the Self Visa Credit Card, without a credit check.
  • Your savings progress from your Credit Builder Account acts as your refundable security deposit.
  • The Self Visa Credit Card is accepted at millions of locations in the U.S.
  • Stay on track with credit utilization monitoring, auto pay, account reminders, a mobile app, and dedicated customer support.
  • *Sample product: $48 monthly payment, 12 month term with a $9 admin fee at a 15.65% Annual Percentage Rate. Please refer to www.self.inc/pricing for the most recent pricing options.
  • **Disclaimers, Rates and Fees: https://www.self.inc/card-agreement and https://www.self.inc/terms-of-service

Staff Review

Editor's Rating:

2.5 out of 5

Our take: This combination of a loan and secured credit card could prove useful as a one-two credit-building punch, but since you'll essentially have to pay interest charges on your own money, it's unlikely to be the most cost-effective credit-building option.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.