Highlights
- A Chime® Checking Account is required to apply for the secured Chime Visa® Credit Card.
- Credit building, stress-free.¹
- Earn 1.5% cash back² on rotating categories with Chime+ status.³
- SpotMe® on Credit.⁴
- No interest⁵, no credit check.
- Over 47,000 fee-free ATMs.⁶
- Fee-free in-network cash deposits.⁷
- ¹On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.
- ²With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases.
- ³To be eligible for Chime+™ status you must receive a qualifying direct deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime+ benefits have additional eligibility requirements. While some Chime+ benefits may have associated fees, none of these fees are mandatory to access Chime+ benefits or to maintain Chime+ status. See Chime+ Terms and Conditions for details. CHIME+ is a Trademark of Chime Financial, Inc.
- ⁴SpotMe® eligibility requirements and limits apply. Overdraft only applies to credit card transactions and cash withdrawals. Limits range from $20-$200.
- ⁵Out-of-network ATM withdrawal and over the counter advance fees may apply.
- ⁶Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
- ⁷Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
- The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A.. and may be used everywhere Visa credit cards are accepted.
Staff Review
Editor's Rating: 4.2 out of 5 | Our take: This card offers a simple, low-cost way to build credit, but it's missing benefits like a rewards program and the opportunity to upgrade to an unsecured card. |