- Intro Bonus
- Earn 140,000 Bonus PointsEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
- Reward Rates
- 26XEarn up to 26 points total per $1 spent when you stay at IHG Hotels & Resorts
- 5XEarn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
- 3XEarn 3 points per $1 spent on all other purchases
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 21.49% - 28.49% Variable
- Annual Fee
- Earn 140,000 Bonus Points
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 points total per $1 spent when you stay at IHG Hotels & Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
4.7 out of 5
Our take: With a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG One Rewards Premier card is packed with value.