Credit Cards » Discover » Discover it® Student Cash Back

Discover it® Student Cash Back

No Credit History
Apply Now at Discover's Secure Site
No Credit History
Apply Now at Discover's Secure Site
Intro Bonus
Cashback Match™ Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Reward Rates
5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
1% Earn unlimited 1% cash back on all other purchases - automatically.
Balance Transfers Intro APR
10.99% for 6 months
Purchases Intro APR
0% for 6 months
Regular APR
12.99% - 21.99% Variable
Annual Fee
$0

Great for:

College students. This card's rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter) upon enrollment, then earn another 5% when Discover matches your cash back at the end of your first year.

This student credit card is among our top picks for the best credit cards of 2020.

Highlights

  • Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.

Features

  • Cash Back
    Cash Back
  • EMV
    EMV
  • Fair Credit
    Fair Credit
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Rewards
    Rewards
  • Student
    Student
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.3-star review

3.3 out of 5

Our take: One of the most lucrative student cards on the market, the Discover® it Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Cardholder Reviews

Discover it® Student Cash Back

Average Ratings
4.8 out of 5 stars
Ratings and reviews provided by issuer as of 2020-07-01.