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- Intro Bonus
- Cashback Match™ Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Reward Rates
- 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Earn 1% unlimited cash back on all other purchases – automatically.
- Balance Transfers Intro APR
- 10.99% for 6 months
- Purchases Intro APR
- 0% for 6 months
- Regular APR
- 14.49% - 23.49% Variable
- Annual Fee
- Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
3.9 out of 5
Our take: The Discover it® Student chrome zooms to the top of the class because of its winning cash rewards program and user-friendly features.