- Reward Rates
- 1% Earn unlimited 1% cash back rewards on all purchases, terms apply.
- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 23.99% Variable
- Annual Fee
- Earn unlimited 1% cash back rewards on all purchases, terms apply.
- $0 Fraud Liability ensures you won’t be responsible for unauthorized charges
- Retail Protection covers you if an eligible item is accidentally damaged or stolen, terms apply
- Get deals on shopping, dining, travel, and entertainment through Amex Offers
- Enjoy exclusive access to pre-sale tickets for some of the hottest nationwide concerts and events
- Know you’re covered when the unexpected happens while traveling with Travel Accident Insurance, terms apply
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
3.8 out of 5
Our take: Despite its low cash back earning rate, the Credit One Bank American Express Card is a solid low-cost credit building option with relatively low fees and impressive cardholder perks.