Citi Strata Elite℠ Card
Citi Strata Elite℠ Card
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Citi Strata Elite℠ CardSee Rates & Fees
Partner Offer

Citi Strata Elite℠ Card

Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

Credit Recommended

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Intro Bonus
Earn 80,000 bonus PointsFor a limited time, earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening.
Reward Rates
12XEarn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.
6XEarn 6 Points per $1 spent on Air Travel booked on cititravel.com.
6XEarn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.
1.5XEarn 1.5 Points per $1 spent on All Other Purchases.
Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
21.24% - 29.24% (Variable)
Annual Fee
$595

Highlights

  • For a limited time, earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening.
  • Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
  • Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
  • Earn 1.5 Points per $1 spent on All Other Purchases
  • Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
  • No Foreign Transaction Fees

Features

  • Excellent Credit
    Excellent Credit
  • Good Credit
    Good Credit
  • Hotel
    Hotel
  • Points
    Points
  • Rewards
    Rewards
  • Travel
    Travel

Staff Review

Editor's Rating:

4.4 out of 5

Our take: Citi’s newest premium offers plenty of credits and rewards rates that can offset the annual fee, just be aware of some restrictions that apply.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.