Citi® Diamond Preferred® Card
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Citi® Diamond Preferred® Card
- Balance Transfers Intro APR
- 0%* for 21 months on Balance Transfers*
- Purchases Intro APR
- 0%* for 12 months on Purchases*
- Regular APR
- 14.74% - 24.74%* (Variable)
- Annual Fee
- $0*
Highlights
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee
- Free access to FICO® Scores
Staff Review
|
Editor's Rating:
4.4 out of 5 |
Our take: The Citi Diamond Preferred card is one of our top picks for transferring a balance thanks to its extra long promotional period -- which gives cardholders nearly two years to pay off an interest-free balance and make interest-free purchases -- and reasonable balance transfer fee. |
