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- Balance Transfers Intro APR
- Purchases Intro APR
- Regular APR
- 26.46% (Variable)
- Annual Fee
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
3.7 out of 5
Our take: If you want to build credit without a secured credit card, the Capital One Platinum Credit Card is worth a look for its valuable perks and features that make building credit easy.