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Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Our rating:3.2 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

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Intro Bonus
30,000 pointsEarn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
Reward Rates
3XEarn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
1.5XEarn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Introductory APR on purchases for 9 billing cycles
Regular APR
12.24% - 22.24% Variable APR on purchases and balance transfers
Annual Fee
$0

Great for:

Sign-up bonus with no annual fee. For a no annual fee card, the 3X points on travel purchases are quite high. That includes car, hotel and airline booked through the Bank of America Travel Center. Also earn 30,000 points after only a $3,000 spend within the first 90 days of your account opening.

See more of the best business credit cards of 2020.

Highlights

  • Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America® Travel Center, cash back or gift cards.
  • Get 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and 5.25 points per $1 spent at the Bank of America® Travel Center.
  • Contactless Cards – The security of a chip card, with the convenience of a tap

Features

  • Business
    Business
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • No Foreign Transaction Fees
    No Foreign Transaction Fees
  • Price Protection
    Price Protection
  • Primary Auto Rental Insurance
    Primary Auto Rental Insurance
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

3.2 out of 5

Our take: With a healthy 3 points per dollar on qualifying travel purchases and 1.5 points per dollar on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.