Credit Cards»Bank of America Credit Cards»Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Our rating:2.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Excellent

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply now at Bank of America's secure site
Intro Bonus
$300Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
Reward Rates
3%3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year), 1% thereafter
2%2% cash back on dining (on the first $50,000 in combined choice category/dining purchases each calendar year), 1% thereafter
1%Unlimited 1% cash back on all other purchases
Balance Transfers Intro APR
N/A
Purchases Intro APR
0% Introductory APR on purchases for 9 billing cycles
Regular APR
12.24% - 22.24% Variable APR on purchases and balance transfers
Annual Fee
$0

Great for:

Rewards on dining and more. With no annual fee, this card’s greatest asset is the 3% cash back on your chosen category, as well as 2% cash back on dining (on the first $50,000 in combined choice category/dining purchases each calendar year, then 1%).

See more of the best business credit cards.

Highlights

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
  • Get 75% more cash back on every purchase, if you have a business checking account with Bank of America® and qualify for our highest Preferred Rewards for Business tier. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.

Features

  • Business
    Business
  • Cash Back
    Cash Back
  • EMV
    EMV
  • Excellent Credit
    Excellent Credit
  • Extended Warranty Program
    Extended Warranty Program
  • Gas
    Gas
  • Lost Luggage Reimbursement
    Lost Luggage Reimbursement
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Price Protection
    Price Protection
  • Purchase Protection
    Purchase Protection
  • Rewards
    Rewards
  • Roadside Assistance
    Roadside Assistance
  • Travel
    Travel
  • Travel Accident Insurance
    Travel Accident Insurance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

2.9 out of 5

Our take: This is a good pick for business cardholders who are often on the road, offering a generous cash back rate in a category of your choice, as well as on dining purchases.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.