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Can you use PayPal on Amazon?

Amazon doesn't accept the popular P2P service as a direct form of payment, but other PayPal products can help you work around that

Summary

Frequent online shoppers have probably noticed that Amazon.com doesn’t accept PayPal as a direct form of payment. Regardless, there are a handful of workarounds when it comes to using PayPal to shop on Amazon.

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Shopping online is more convenient than ever before, and that’s especially true in the midst of a pandemic that has most people sticking close to home.

Thanks to tools like mobile wallets, shopping apps and subscriptions like Amazon Prime, you can have basically everything you need – including groceries and household essentials – delivered to your doorstep, and often with free shipping to boot.

If you’re doing a lot of shopping on Amazon this year, you may also want to use a third party service like PayPal to pay for your purchases. Thanks to Amazon Prime Day (Oct. 13-14), you can score the best Prime Day deals on electronics, household supplies, holiday gifts and more.

See related: Can you avail of price protection on Amazon Prime Day deals?

How to use PayPal for Amazon purchases

Frequent online shoppers have probably noticed that Amazon.com doesn’t accept PayPal as a direct form of payment. Some speculate that this is due to the fact PayPal was once part of eBay, one of the site’s fiercest competitors. Also keep in mind that PayPal is a direct competitor for Amazon Pay, the site’s own payment gateway.

Regardless, there are a handful of workarounds when it comes to using PayPal to shop on Amazon. You just have to get creative and be willing to jump through a few hoops.

Get a PayPal debit card

According to PayPal, using a PayPal Cash Card or a PayPal Business Debit Mastercard is one common way to cover Amazon purchases with this payment method.

Keep in mind that a PayPal Cash Card is a personal debit card that is linked to your PayPal Cash Plus balance. On the other hand, a PayPal Business Debit Mastercard is a debit card for business that lets you pay with your PayPal account with added perks like 1% cash back on eligible purchases.

With either of these options, you can fund your PayPal account with a bank account or any other method and use these funds when you shop on Amazon.com.

Sign up for PayPal Key

You can also consider signing up for PayPal Key, which is a “virtual card” you can use to pay for purchases with your PayPal account. According to PayPal, you can use PayPal Key like a credit card anywhere Mastercard is accepted, and that’s even true for retailers who don’t have a PayPal button, including Amazon.

PayPal Key is free to use and easy to sign up for if you have a PayPal account. All you have to do is click the link on this page to sign into your account, then follow the prompts.

Buy Amazon gift cards via Paypal

You can also buy gift cards for Amazon using PayPal, though you’ll have to make sure to find third party gift card resale sites that accept PayPal as payment. Currently, many of the top gift card resale sites show Amazon cards as “out of stock,” so make sure to check back.

See related: Using gift cards to amass rewards points

Bottom line

When it comes to paying for Amazon purchases with PayPal, where there’s a will, there’s a way. You can’t directly shop on Amazon using the PayPal button, but you can indirectly pay for purchases with this payment method using the workarounds we suggest here.

Whether you decide to use one of the strategies we outline above is up to you, but don’t forget about all the other lucrative ways to pay for Amazon purchases.

For example, you could sign up for the Amazon Prime Rewards Visa Signature card, which lets you earn 5% back on purchases made with the retail giant and Whole Foods, 2% back at restaurants, drugstores and gas stations and 1% back on other purchases. Also note that this card is giving cardholders up to 25% back on best sellers for Prime Day.

You may also consider the Discover it® Cash Back card, which includes Amazon purchases in its rotating bonus categories for Q4 2020, just in time for Prime Day. From October to December, you can earn 5% cash back on Amazon.com, Target.com and Walmart.com purchases, on up to $1,500 in combined spending, after activation (1% cash back thereafter).

Additionally, there are numerous other rewards credit cards that let you earn cash back or travel rewards for each dollar you spend, so spend some time comparing options in order to find the right fit.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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Credit Card Rate Report Updated: October 14th, 2020
Business
13.91%
Airline
15.50%
Cash Back
15.85%
Reward
15.75%
Student
16.12%

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