New house vs. new cars: Which should I buy first?
Buying a new house and new vehicles will both impact…
February 17, 2018
The Credit Guy Stories
Card debt payment options for elderly relatives with dementia
If a relative is unable to take care of credit…
February 10, 2018
Card debt past the statute of limitations? Yes, you still owe it
Even if your card debt has legally expired, that doesn't…
February 3, 2018
Q&A: Will a consolidation loan hurt my score?
A consolidation loan has limited impact on your score. But…
January 27, 2018
When is the right time to ask for a credit-limit increase?
Considering asking for a credit-limit increase just a few months…
January 13, 2018
I’ve been a victim of card fraud but my bank won’t help
If you've been a victim of card theft and your…
December 30, 2017
Will a credit-line increase hurt my score?
A credit limit increase on your credit card may improve…
December 23, 2017
Even if you win a chargeback, the merchant can still sue
Even if you win a chargeback, the merchant can still…
December 16, 2017
Can I get refund for suspicious card charges 1 year later?
If you catch unauthorized card charges after a year, your…
December 9, 2017
How to restore credit after maxing out cards
Reaching a 100 percent utilization due to maxed-out cards can…
December 2, 2017