New house vs. new cars: Which should I buy first?
Buying a new house and new vehicles will both impact…
February 17, 2018
The Credit Guy Stories
Card debt payment options for elderly relatives with dementia
If a relative is unable to take care of credit…
February 10, 2018
Card debt past the statute of limitations? Yes, you still owe it
Even if your card debt has legally expired, that doesn't…
February 3, 2018
When is the right time to ask for a credit-limit increase?
Considering asking for a credit-limit increase just a few months…
January 13, 2018
I’ve been a victim of card fraud but my bank won’t help
If you've been a victim of card theft and your…
December 30, 2017
Even if you win a chargeback, the merchant can still sue
Even if you win a chargeback, the merchant can still…
December 16, 2017
Can I get refund for suspicious card charges 1 year later?
If you catch unauthorized card charges after a year, your…
December 9, 2017
How to restore credit after maxing out cards
Reaching a 100 percent utilization due to maxed-out cards can…
December 2, 2017
Q&A: Applying for multiple credit cards at the same time is a bad idea
Multiple hard inquiries, generated when you apply for several cards,…
September 23, 2017
Q&A: Buying a new car? Don’t take out personal loan to pay off card
If you're planning to buy a new car, hold off…
August 26, 2017
Q&A: What to do if you suspect someone opened a card in your name
If you suspect someone opened a credit card in your…
August 12, 2017
Pay as you charge to boost credit score
Making several payments throughout the month to keep credit utilization…
June 24, 2017
Side gig can be best debt-payoff option
Taking on a part-time job to pay down thousands of…
April 22, 2017
When merchants tack on card processing fees
A business can't charge you more for a product or…
February 21, 2011
Debt in collections: Do you settle or pay in full?
Once your debt goes into collections, you can choose to…
July 19, 2010