The Credit Guy Stories

New house vs. new cars: Which should I buy first?

Buying a new house and new vehicles will both impact…

February 17, 2018

Card debt payment options for elderly relatives with dementia

If a relative is unable to take care of credit…

February 10, 2018

Card debt past the statute of limitations? Yes, you still owe it

Even if your card debt has legally expired, that doesn't…

February 3, 2018

Q&A: Will a consolidation loan hurt my score?

A consolidation loan has limited impact on your score. But…

January 27, 2018

When is the right time to ask for a credit-limit increase?

Considering asking for a credit-limit increase just a few months…

January 13, 2018

Two ‘safe’ ways to build credit using cards

The right credit card can help you build strong credit.

January 6, 2018

I’ve been a victim of card fraud but my bank won’t help

If you’ve been a victim of card theft and your…

December 30, 2017

Will a credit-line increase hurt my score?

A credit limit increase on your credit card may improve…

December 23, 2017

Even if you win a chargeback, the merchant can still sue

Even if you win a chargeback, the merchant can still…

December 16, 2017

Can I get refund for suspicious card charges 1 year later?

If you catch unauthorized card charges after a year, your…

December 9, 2017

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