Forget the 30 percent credit utilization ‘rule’ – it’s a myth
When it comes to credit utilization and your credit score,…
February 10, 2020
Speaking of Credit Stories
Should I pay off or close my credit card to get a better mortgage?
Paying off a card can raise your credit score and…
June 28, 2018
Credit scoring effect of opening vs. closing credit cards
Opening and closing a credit card can both have negative…
June 21, 2018
Paying off in full vs. settling maxed-out card debt
If you find yourself with enough cash to pay off…
April 26, 2018
Can decades of excellent credit disappear from my report?
Years of great credit can vanish if you don't keep…
March 22, 2018
When paying off multiple credit card balances backfires
Paying off multiple card balances can sometimes prompt account reviews…
February 22, 2018
How a balance transfer can negatively impact your credit score
A balance transfer card can temporarily impact your credit by…
February 15, 2018
How will removing authorized user affect their credit score?
You can build credit quickly by being added as an…
February 8, 2018
Best strategy to raise my credit score beyond 750?
The easiest way to raise an already stellar credit score…
August 3, 2017
Q&A: Does being an authorized user on too many cards hurt my score?
Removing yourself as an authorized user from credit cards could…
July 6, 2017
Wrongly reported old delinquencies can keep credit score low
Old delinquencies reported as recent by mistake can seriously damage…
June 29, 2017
6 questions to ask when adding an authorized user to your card
Considering adding an authorized user to your card? Here are…
June 8, 2017
How and when to pay new cards to boost credit score
Rather than close an unwanted new card, keep it open…
April 13, 2017
Q&A: With multiple credit checks, timing is key
A series of inquiries can affect your score, depending on…
March 16, 2017
Mixed credit files: How to avoid, fix them
Every Jr., Sr. and Smith beware: People with similar or…
November 24, 2016