Forget the 30 percent credit utilization ‘rule’ – it’s a myth
When it comes to credit utilization and your credit score,…
February 10, 2020
Speaking of Credit Stories
Should I close my credit card to get my score mortgage-ready?
Closing an active card account can have a negative effect…
August 2, 2018
Should I pay off or close my credit card to get a better mortgage?
Paying off a card can raise your credit score and…
June 28, 2018
Credit scoring effect of opening vs. closing credit cards
Opening and closing a credit card can both have negative…
June 21, 2018
How do I remove old negative items from my credit reports?
If negative items appeared on your credit report as a…
June 14, 2018
Will closing card with a remaining balance hurt my credit?
Closing a card with a remaining balance might affect your…
June 7, 2018
Raising score for mortgage purposes? Don’t open new cards!
If you want to get your credit in shape for…
May 24, 2018
Credit score impact of ignoring card debt while living on Social Security income
If you have credit card debt and are living on…
May 17, 2018
Can immigrants transition from ITIN to SSN without hurting their credit score?
Replacing an ITIN with a SSN shouldn’t have a major…
May 3, 2018
Paying off in full vs. settling maxed-out card debt
If you find yourself with enough cash to pay off…
April 26, 2018