My unpaid student loans fell off my credit report. Do I still have to pay?
You still owe your student loan holders, even if the…
October 17, 2019
Keeping Score Stories
Will my late payments fall off my credit report if I close my card?
A late card payment stays on your credit report for…
October 10, 2019
Will a high card balance hurt my score if I pay it off right away?
Your credit report is a snapshot in time of where…
October 3, 2019
I have 30 credit cards. Will closing some of them hurt my credit score?
If you have a large number of credit card accounts,…
September 26, 2019
My bad credit is on the road to recovery. Can I apply for a mortgage?
If your troubled credit still faces a long road to…
September 19, 2019
Why does a hard inquiry hurt your credit score?
A hard inquiry – which occurs when a consumer applies…
September 12, 2019
Will it hurt my credit score if I never use my credit card?
Not using your credit card doesn’t hurt your score. However,…
September 5, 2019
I’m disabled and I have $10,000 in card debt. Should I consider debt settlement?
Debt settlement can ruin your credit, and the firms that…
August 29, 2019
Is my credit score affected by the date of my mortgage payment?
It doesn’t matter what day you pay your mortgage bill…
August 22, 2019
How does student loan rehabilitation affect your credit score?
Once a loan is rehabilitated the default notation is removed…
August 15, 2019
My unpaid student loans fell off my credit report. Do I still have to pay?
You still owe your student loan holders, even if the…
October 17, 2019
Will my late payments fall off my credit report if I close my card?
A late card payment stays on your credit report for…
October 10, 2019
My bad credit is on the road to recovery. Can I apply for a mortgage?
If your troubled credit still faces a long road to…
September 19, 2019
Will it hurt my credit score if I never use my credit card?
Not using your credit card doesn’t hurt your score. However,…
September 5, 2019
Is my credit score affected by the date of my mortgage payment?
It doesn’t matter what day you pay your mortgage bill…
August 22, 2019
Paid off a judgment: Why is my original creditor still reporting the balance?
If an old unpaid balance that has been paid off…
August 1, 2019
How do automatic bill payments affect your credit score?
Consistently paying your bills on time is the most important…
July 25, 2019
Experian Boost doesn’t recognize my utility providers. What can I do?
According to Experian, there are two steps you can take…
July 18, 2019
Should I get a retail card with a 0 percent APR deal to make a big purchase?
Retail store cards tend to combine deferred interest deals with…
July 11, 2019
If I pay off an old debt, will it damage my rejuvenated credit score?
Almost all negative items are shown on your credit report…
June 27, 2019
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Travel
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
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