Which debt to pay off first: Credit card, cash advance or personal loan?
There are two approaches you can take to paying off…
December 5, 2019
Keeping Score Stories
How can I remove an old joint credit card account from my credit report?
Contact the credit card issuer to remove yourself from the…
November 28, 2019
Can a credit card issuer garnish your Social Security benefits?
Your Social Security check cannot be garnished for credit card…
November 21, 2019
A collection agency is pursuing me for an old debt I don’t recognize. What to do?
If you’ve been paying a collection agency for an old…
November 14, 2019
My card was closed. Will it be reopened as a current account, or a new one?
If your card issuer reopens your card as a new…
November 7, 2019
I’m about to default on my business credit cards. What should I do?
If you can no longer make the minimum payments on…
October 31, 2019
Can my old card debt result in a lien on a home that’s in my spouse’s name?
If your home is in your spouse’s name, and you…
October 24, 2019
My unpaid student loans fell off my credit report. Do I still have to pay?
You still owe your student loan holders, even if the…
October 17, 2019
Will my late payments fall off my credit report if I close my card?
A late card payment stays on your credit report for…
October 10, 2019
Will a high card balance hurt my score if I pay it off right away?
Your credit report is a snapshot in time of where…
October 3, 2019
Which debt to pay off first: Credit card, cash advance or personal loan?
There are two approaches you can take to paying off…
December 5, 2019
How can I remove an old joint credit card account from my credit report?
Contact the credit card issuer to remove yourself from the…
November 28, 2019
Can a credit card issuer garnish your Social Security benefits?
Your Social Security check cannot be garnished for credit card…
November 21, 2019
My card was closed. Will it be reopened as a current account, or a new one?
If your card issuer reopens your card as a new…
November 7, 2019
I’m about to default on my business credit cards. What should I do?
If you can no longer make the minimum payments on…
October 31, 2019
Can my old card debt result in a lien on a home that’s in my spouse’s name?
If your home is in your spouse’s name, and you…
October 24, 2019
My unpaid student loans fell off my credit report. Do I still have to pay?
You still owe your student loan holders, even if the…
October 17, 2019
Will my late payments fall off my credit report if I close my card?
A late card payment stays on your credit report for…
October 10, 2019
My bad credit is on the road to recovery. Can I apply for a mortgage?
If your troubled credit still faces a long road to…
September 19, 2019
Will it hurt my credit score if I never use my credit card?
Not using your credit card doesn’t hurt your score. However,…
September 5, 2019
Popular Partner Offers for December 2019
Travel
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR:
17.49% - 24.49% Variable
Annual Fee:
$95
More Info
Cash Back
Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Regular APR:
13.49% - 24.49% Variable
Annual Fee:
$0
Travel
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Regular APR:
17.49% - 24.74% (Variable)
Annual Fee:
$0 intro for first year; $95 after that
More Info