What is a good credit score?
A high credit score can help you qualify for the…
August 20, 2021
Keeping Score Stories
What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021
Can you build credit with a debit card?
Debit cards are convenient and they certainly have the look…
April 15, 2021
How to use your tax refund to boost your credit score
If high credit utilization is weighing down your credit score,…
April 8, 2021
Does having the wrong address on your credit report hurt your score?
Addresses are part of the identifying information in your credit…
April 8, 2021
Will paying down a closed credit card account’s balance help my score?
The credit scoring formula considers a closed card's most recent…
April 1, 2021
Will becoming an authorized user help my credit?
Becoming an authorized user on someone else's credit card can…
March 25, 2021
Will it hurt your credit if you ask your card issuer for help?
Government agencies, credit bureaus and lenders have all added provisions…
March 18, 2021
When did credit scores start?
The first FICO credit score based on credit bureau data…
March 11, 2021
How to clean up your credit by spring
Now is a great time to employ healthy credit habits.…
February 25, 2021
How to dispute an error on your credit report
Errors on your credit report can severely harm your credit…
February 18, 2021
How getting married affects your credit score
If you're planning on taking out a mortgage or other…
February 11, 2021
What is ‘high balance,’ and how does it affect your score?
The credit report terms "high balance" and "high credit" represent the…
May 6, 2021
Who can access your credit reports or credit scores?
While it’s understood that you have access to your own…
April 29, 2021
What happens to unpaid credit card debt after seven years?
Most of us don't intend to get in over our…
April 22, 2021
Can you build credit with a debit card?
Debit cards are convenient and they certainly have the look…
April 15, 2021
How to use your tax refund to boost your credit score
If high credit utilization is weighing down your credit score,…
April 8, 2021
Does having the wrong address on your credit report hurt your score?
Addresses are part of the identifying information in your credit…
April 8, 2021
Will paying down a closed credit card account’s balance help my score?
The credit scoring formula considers a closed card's most recent…
April 1, 2021
Will becoming an authorized user help my credit?
Becoming an authorized user on someone else's credit card can…
March 25, 2021
Will it hurt your credit if you ask your card issuer for help?
Government agencies, credit bureaus and lenders have all added provisions…
March 18, 2021