I was denied credit because of mistaken identity
The CFPB has advised that consumer reporting bureaus should not…
November 29, 2021
Fine Print Stories
Can my credit card issuer incorrectly report a balance to the credit bureaus?
A reader wonders if the “high balance” figure on her…
November 15, 2021
I want a refund of advance credit card payment to dead dentist
A reader writes that her dentist, whom she paid in…
November 1, 2021
How to cancel an unauthorized pending charge on your credit card
The merchant might be able to reverse the charge, but…
October 18, 2021
Can I accept payment for adding an authorized user to my credit card?
Lending your account for piggybacking sounds like easy money, but…
October 4, 2021
Why was my credit card purchase protection claim denied?
A reader believes his claim for purchase protection coverage was…
September 20, 2021
Can someone access money from my prepaid card if they know the card number?
A reader wonders if someone can fraudulently access money from…
September 6, 2021
Do I owe 1099-C tax on debt that’s past statute of limitations?
A reader worries about paying tax on forgiven debt that…
August 23, 2021
How do I get a credit report with only an ITIN?
A reader who doesn’t have a Social Security number wonders…
August 9, 2021
What to do if credit repair service is not satisfactory
Many credit issues can be addressed by dealing directly with…
July 26, 2021
My credit report was misused to qualify someone else
An FTC settlement with Vivint involved identity theft issues, with…
July 12, 2021
My credit report has an incorrect date of birth
A reader’s credit report incorrectly reflects his age and he…
June 28, 2021
Authorized user: My ex won’t remove me from card accounts
A reader doesn’t want to be an authorized user on…
June 14, 2021
I was charged for an online service I did not receive
The Fair Credit Billing Act provides recourse in case you…
May 31, 2021
Should I roll over a cash advance to a 0% APR balance transfer card?
If you’ve taken out a cash advance, you could save…
May 17, 2021
How to cancel an unauthorized pending charge on your credit card
The merchant might be able to reverse the charge, but…
October 18, 2021
Why was my credit card purchase protection claim denied?
A reader believes his claim for purchase protection coverage was…
September 20, 2021
How do I get a credit report with only an ITIN?
A reader who doesn’t have a Social Security number wonders…
August 9, 2021
What to do if credit repair service is not satisfactory
Many credit issues can be addressed by dealing directly with…
July 26, 2021
My credit report has an incorrect date of birth
A reader’s credit report incorrectly reflects his age and he…
June 28, 2021
Authorized user: My ex won’t remove me from card accounts
A reader doesn’t want to be an authorized user on…
June 14, 2021
I was charged for an online service I did not receive
The Fair Credit Billing Act provides recourse in case you…
May 31, 2021
Should I roll over a cash advance to a 0% APR balance transfer card?
If you’ve taken out a cash advance, you could save…
May 17, 2021
What to do if a debt collector overbills you
The FTC and the New York attorney general settled a…
April 19, 2021
How to recognize a debt collection scam
The FDCPA requires debt collectors to follow certain rules in…
March 8, 2021