What to do if credit repair service is not satisfactory
Many credit issues can be addressed by dealing directly with…
July 26, 2021
Fine Print Stories
My credit report was misused to qualify someone else
An FTC settlement with Vivint involved identity theft issues, with…
July 12, 2021
My credit report has an incorrect date of birth
A reader’s credit report incorrectly reflects his age and he…
June 28, 2021
Authorized user: My ex won’t remove me from card accounts
A reader doesn’t want to be an authorized user on…
June 14, 2021
I was charged for an online service I did not receive
The Fair Credit Billing Act provides recourse in case you…
May 31, 2021
Should I roll over a cash advance to a 0% APR balance transfer card?
If you’ve taken out a cash advance, you could save…
May 17, 2021
Can a merchant renew my introductory subscription without permission?
A Montana resident says she was offered an introductory subscription…
May 3, 2021
What to do if a debt collector overbills you
The FTC and the New York attorney general settled a…
April 19, 2021
Can my stimulus payment be taken to pay restitution judgments?
A reader is wondering if his stimulus check could be…
April 5, 2021
Can my stimulus check be seized if there is a court order to pay debt?
A reader’s wife has a court order for payment of…
March 22, 2021
How to recognize a debt collection scam
The FDCPA requires debt collectors to follow certain rules in…
March 8, 2021
What to do if someone obtained your credit report without permission
The Fair Credit Reporting Act lays out what the “permissionable…
February 22, 2021
When is a charge on a credit card unauthorized?
If you find an unauthorized charge on your credit card…
February 8, 2021
What to do if an FCRA investigation is not conducted fairly
If you submit a dispute about information on your credit…
January 25, 2021
Why is a disputed collection account still on my credit report?
A reader writes that after contesting a collection account with…
January 11, 2021
What to do if credit repair service is not satisfactory
Many credit issues can be addressed by dealing directly with…
July 26, 2021
My credit report has an incorrect date of birth
A reader’s credit report incorrectly reflects his age and he…
June 28, 2021
Authorized user: My ex won’t remove me from card accounts
A reader doesn’t want to be an authorized user on…
June 14, 2021
I was charged for an online service I did not receive
The Fair Credit Billing Act provides recourse in case you…
May 31, 2021
Should I roll over a cash advance to a 0% APR balance transfer card?
If you’ve taken out a cash advance, you could save…
May 17, 2021
Can a merchant renew my introductory subscription without permission?
A Montana resident says she was offered an introductory subscription…
May 3, 2021
What to do if a debt collector overbills you
The FTC and the New York attorney general settled a…
April 19, 2021
Can my stimulus payment be taken to pay restitution judgments?
A reader is wondering if his stimulus check could be…
April 5, 2021
Can my stimulus check be seized if there is a court order to pay debt?
A reader’s wife has a court order for payment of…
March 22, 2021
How to recognize a debt collection scam
The FDCPA requires debt collectors to follow certain rules in…
March 8, 2021
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