Research and Statistics

Chart: How states rank for money management


A state-by-state look at how well consumers manage their money, based on their average credit scores and household incomes

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Here is the complete list of best and worst money managing states, based on residents’ average credit scores relative to the median household income. (See full story, “Best, worst states for money management.”)

The map displays states colored according to their money management ability, with best-performing Montana in deep green to lowest-ranked Maryland in red ink.

Hover over states to see the money management rank and related information on the average credit score, median household income and average balances on credit cards. The chart of states below the map can be sorted to see how they rank by credit score, median income or credit card debt.

“Money management scores” were the basis of the rankings in this analysis. The scores show the difference between a state’s average credit score and the credit score predicted by its median household income.

Sources: Experian State of Credit 2015, U.S. Census

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