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Chase launches special intro bonuses for Chase Freedom and Chase Freedom Unlimited

The bonuses are only available on the Chase site, so be sure to compare your options

Summary

Chase has launched special bonus offers on two of its most popular cards – but they are only available on the Chase website.

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Chase has launched a special sign-up bonus on two of its most popular cards – the Chase Freedom® and the Chase Freedom Unlimited®. Now, new cardholders can earn $200 for spending $500 in the first three months of account opening.

The new offer is only available on the Chase website, while sites like CreditCards.com are offering a different intro bonus. So before you jump at the latest bonus, be sure to compare offers and find the one that is best for you.

Chase Freedom Unlimited: Offer comparison

The new $200 intro bonus live on the Chase site is quite different from the bonus currently offered on CreditCards.com. While the Chase offer takes a traditional flat bonus structure, the CreditCards.com bonus instead offers users a higher rate of cash back in the first year.

When you apply through CreditCards.com, you can earn 3 percent cash back on up to $20,000 in purchases for your first year of card ownership. (This offer is no longer offered on our site as of Oct. 10, 2019.) If you max out the spend cap, that comes out to $600 in cash back at the end of your first year. On the flip side, the flat offer of $200 won’t get you quite as much in your first year of card ownership.

Chase.com offerCreditCards.com offer
  • 1.5% cash back x $20,000 spend = $300
  • $300 + $200 sign-up bonus = $500
3% cash back x $20,000 spend = $600

As you can see, cardholders who can max out the $20,000 spend cap on the CreditCards.com offer can get more value out of the higher rewards rate in the first year than a flat bonus.

Chase Freedom: Offer comparison

The Chase Freedom, on the other hand, is offering a flat sign-up bonus on both the Chase website and sites like CreditCards.com. If you apply through the Chase site, you can earn $200 for spending $500 in the first three months. On CreditCards.com, however, you’ll only earn $150 on the same spend – making the Chase.com offer the clear winner.

Make sure you meet restrictions before jumping at a special intro offer

The current offers on both the Chase Freedom and the Chase Freedom Unlimited are very generous, with the potential to bring in plenty of cash back. But before you apply for one of these bonuses, make sure you are eligible for the offer.

Both the Chase Freedom and Chase Freedom Unlimited bonuses are only available to new cardholders. Additionally, previous cardholders who received a bonus for one of these products in the last 24 months will not qualify.

Chase is also one of the strictest issuers about approving new applications, holding applicants to the 5/24 rule. This means that if you’ve opened five or more cards with any issuer in the last 24 months, it is likely you won’t be approved for a new Chase card.

Bottom line

The special offers for the Chase Freedom and Chase Freedom Unlimited currently available on the Chase website are certainly generous, and likely won’t be around for long. Since the bonuses differ from those available on sites like CreditCards.com, make sure you compare all the offers and choose the one that is most valuable for you.

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Published: August 28, 2019

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