Speaking of Credit
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Stories & Articles
- Forget the 30 percent credit utilization ‘rule’ – it’s a myth
- Should I pay off or close my credit card to get a better mortgage?
- Credit scoring effect of opening vs. closing credit cards
- How do I remove old negative items from my credit reports?
- Will closing card with a remaining balance hurt my credit?
- Raising score for mortgage purposes? Don’t open new cards!
- Credit score impact of ignoring card debt while living on Social Security income
- Can immigrants transition from ITIN to SSN without hurting their credit score?
- Paying off in full vs. settling maxed-out card debt
- Too many new cards hurt my score. Should I cancel them?
- Unpaid cable termination fees can seriously hurt your credit
- Can decades of excellent credit disappear from my report?
- Can adding authorized user to charge card help them build credit?
- Should I avoid applying for a card that pulls all three bureaus?
- When paying off multiple credit card balances backfires
- How a balance transfer can negatively impact your credit score
- How will removing authorized user affect their credit score?
- Can parking tickets still be reported to credit bureaus?
- Is bankruptcy discharge a credit scoring factor?
- How multiple apartment rental credit checks affect your score
- How to cancel a gym contract without hurting your credit
- I’m an authorized user on high-balance cards; what to do?
- Q&A: How cardholder behavior can impact your credit
- Q&A: How to handle old debt soon to be sent to collections
- Q&A: How credit utilization is calculated in a married couple’s scores
- Best strategy to raise my credit score beyond 750?
- Q&A: Does being an authorized user on too many cards hurt my score?
- Wrongly reported old delinquencies can keep credit score low
- Approved for a too-low-limit card; better off closing it?
- 6 questions to ask when adding an authorized user to your card
- Will removal of civil judgments boost my credit score?
- How and when to pay new cards to boost credit score
- Deed in lieu: How it lowers your credit score, and what to do about it
- Q&A: With multiple credit checks, timing is key
- Tips for getting a big score boost when paying maxed-out cards
- Late payments’ recency, frequency, severity dictate score damage
- Mixed credit files: How to avoid, fix them
- Yes, worry about a 30-point discrepancy in your credit scores
- Don’t close your credit card accounts to win a mortgage
- Being added as authorized user can boost credit age, score
- How delinquent child support affects credit scores
- Lenders may remember old charge-off forever
- High installment loan utilization hurts your credit score
- Promotional inquiries’ impact on your credit score
- Credit utilization rules for managing your credit score
- Involuntary authorized user wants to be removed
- Options limited when paying bills for relative in coma
- How late payments get reported to credit bureaus
- How average credit account age affects your FICO score
- How banks limit the size of your balance transfer
- Myth: Too much available credit hurts home loan
- Banks’ internal ‘behavior scores’ can decide cardholder terms
- Credit score still damaged after report error fixed
- Your low-limit secured card strategy: Pay the bill early, often
- Brother’s got a near-perfect credit score? Go piggybacking
- How payments are allocated on a card with different rates
- How credit score formula handles multiple credit inquiries
- What day is my card balance reported to the credit bureaus?
- Authorized users can’t access credit card account information
- 5 credit don’ts for homebuyers applying for mortgages
- How leaving a tiny card balance each month affects credit score
- Don’t expect big score boost when unpaid debt falls off credit report