Research and Statistics

Purchase protection benefit survey 2016 chart


4 out of 5 cards offer some kind of extra purchase protection. Does yours? Review this chart to find out.

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Update: For the latest version of this article, see Purchase protection benefits: What they are, how to use them.

Using credit cards to buy holiday gifts? Odds are your purchases are protected in some way, as 4 in 5 credit cards boast at least one benefits that may save you money – and headaches – in the months to come, according to a new survey.

Purchase protection benefits – price protection, purchase security, extended warranties and return protection – are commonplace on U.S.-issued credit cards. To find out if any of the cards currently in your wallet, or that you are interested in applying for, come with these added perks, review the survey data chart below to find out.

Policies vary greatly on purchase protection details, claim guidelines and item restrictions, so review your card’s benefit guide or contact the issuing bank. Terms are subject to change. Chart data current as of November 2016.

The table data is sortable; click on the category to sort.


Survey methodology
The 2016 Purchase Protection Benefits Survey of 100 credit cards was conducted in November 2016 by The selection of reviewed cards is a representative sampling of cards from all major U.S. card issuers. Benefit information was gathered from card benefit guides, card issuer websites and calls to issuers.

See related: Purchase protection survey 2016: which cards offer these benefits

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