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Purchase protection benefit survey 2016 chart

Summary

4 out of 5 cards offer some kind of extra purchase protection. Does yours? Review this chart to find out.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Update: For the latest version of this article, see Purchase protection benefits: What they are, how to use them.

Using credit cards to buy holiday gifts? Odds are your purchases are protected in some way, as 4 in 5 credit cards boast at least one benefits that may save you money – and headaches – in the months to come, according to a new CreditCards.com survey.

Purchase protection benefits – price protection, purchase security, extended warranties and return protection – are commonplace on U.S.-issued credit cards. To find out if any of the cards currently in your wallet, or that you are interested in applying for, come with these added perks, review the survey data chart below to find out.

Policies vary greatly on purchase protection details, claim guidelines and item restrictions, so review your card’s benefit guide or contact the issuing bank. Terms are subject to change. Chart data current as of November 2016.

The table data is sortable; click on the category to sort.

 

Survey methodology
The 2016 Purchase Protection Benefits Survey of 100 credit cards was conducted in November 2016 by CreditCards.com. The selection of reviewed cards is a representative sampling of cards from all major U.S. card issuers. Benefit information was gathered from card benefit guides, card issuer websites and calls to issuers.

See related: Purchase protection survey 2016: which cards offer these benefits

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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Credit Card Rate Report Updated: November 25th, 2020
Business
13.91%
Airline
15.50%
Cash Back
15.85%
Reward
15.75%
Student
16.12%

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