Credit Scores and Reports

All-Access Prepaid MasterCard


No bank account, credit check, or monthly fee required. Is a prepaid credit card right for you?

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

With no bank account required and charging no monthly fee, the All-Access Prepaid MasterCard is an easily accessible product for all of a consumer’s financial needs.  This prepaid card requires no credit check for approval, no upfront fee and no minimum balance.

Cardholders can reload their All-Access Prepaid MasterCard an unlimited number of times, using a variety of options. Money can be loaded via free direct deposit, saving the cardholder both time and money, since they can avoid check cashing fees, as well as waiting in lines, making trips to the bank or worrying about lost checks. In addition, money can be also loaded via bank ACH transfers, at retail locations and through PayPal transfers.

Cardholders can use their All-Access Prepaid MasterCard at more than 30 million merchants across the globe that accept MasterCard prepaid debit cards.

The All-Access Prepaid MasterCard has other great features, as well.  Cardholders can access their account balance, transaction history, or report the loss or theft of a card using a toll-free number 24 hours a day, seven days a week. A free wireless service keeps cardholders updated on their balance as well as any transactions that are made on the card. Alerts can be sent to their e-mail address or cellphone.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Credit Scores and Reports

Corporate credit cards also impact credit scores

Do you have a corporate credit card in your name? If not handled right — by you or your company — it can affect your credit score.

See more stories
Credit Card Rate Report
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more