Research and Statistics

Patelco CU Classic credit card fee schedule


Here’s the 2011 fee schedule for Patelco CU Classic credit card, according to the annual Credit Card Fee Survey

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2011 Credit Card Fee Survey
A year after the Credit CARD Act’s major provisions went into effect, predictions of an onslaught of fees haven’t come true.

  • Main story: Credit card annual fees stable
  • Secured cards build credit, for a price
  • Find your card’s fees

The 2011 Credit Card Fee Survey tracks the fees charged for various card-related services by the 50 largest card-issuing banks and credit unions, based on their total volume of credit card lending. The 2011 survey looks at 66 cards, selected because they were among those most widely issued to consumers with average to good credit. The survey of card offers was conducted in May 2011.

Despite industry analysts’ predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn’t happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn’t been an onslaught of new fees.

Here are the 2011 fees for the Patelco CU Classic card.

style=PATELCO CU Classic
Annual feeNone
Over-limit feeNone
Late fee$15 if payment is 15 or more days late
Cash advance fee2.5% – or $2.50, whichever is greater. Max: $75
Balance transfer fee2.5% – or $2.50, whichever is greater. Max: $75
Foreign transaction fee2% of each transaction in U.S. dollars
Returned payment fee$20
Stop payment on a convenience check fee$15
Statement copy fee$1
Overdraft feeSame as cash advance fee
Card replacement fee$5

See related:  2011 credit card fee survey, Secured cards’ fees: Build credit, for a price, Chart: Find your card’s fees, Compare low-rate credit cards

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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