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Picking the right credit card

Summary

All that you need to know to pick the right credit card for you, with information on balance transfers, prepaid cards, rewards cards and more.

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Which type of credit card is right for you?

There are so many different types of cards out there — from balance transfers to rewards and beyond — and it can be hard to tell them all apart. We break it all down for you.

Why was my card application denied?

Can you pick the right card? Take our quiz

How smart are you about picking the right card? Quiz yourself and find out. Or read the section and then come back to see what you’ve learned.

9 things you need to know about prepaid cards

Credit cards aren’t for everyone. If you’re looking for something that offers a lot less temptation, a prepaid card could work for you.

7 ways to get the most from rewards credit cards

Whether you’re looking for free flights or cold cash, rewards cards can work for you — unless you don’t know how the game is played.

7 things you should know about business credit cards

Credit cards are a vital tool for many businesses, but how do you pick the right one for your company? We’ll tell you what to look for.

9 things you should know about balance transfers

Used wisely, balance transfers can help you draw down that lingering credit card debt. But the rules can be tricky. Here’s what you must know.

Find common credit card terms in our glossary

What’s an APR? What about a grace period or a finance charge? This alphabetical list of terms can help clear things up for you.

More helpful articles

Credit Card Rate Report Updated: July 17th, 2019
Business
15.61%
Airline
17.59%
Cash Back
17.68%
Reward
17.58%
Student
17.79%

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