Benefits for food delivery are becoming more popular on luxury travel credit cards, and if you dine out or order in often, these dining perks could very well tip the scales in favor of one card over another.
Good news for luxury travel cardholders – food delivery perks have become more popular recently, and to keep up with the industry trends, the Chase Sapphire Reserve® has added DoorDash to its bundle of benefits. Before running out and opening up a card, however, it’s a good idea to examine the different dine-in and delivery benefits available with comparable credit cards.
Chase Sapphire Reserve: DashPass and DoorDash creditNow, Sapphire Reserve cardholders can get a free (minimum one-year) DashPass membership from DoorDash, which can be a life saver for times when you don’t feel like cooking or dining out.
DashPass offers several advantages, including unlimited deliveries with no delivery fee on qualifying purchases. Since DoorDash charges up to a $5.99 fee per delivery, this benefit alone is worth getting excited about. Reserve cardholders also enjoy lower service fees and can earn credits for up to $120 on qualifying DoorDash purchases ($60 in 2020 and $60 in 2021).
The DoorDash service area spans across major cities in the U.S. and Canada and delivers from over 300,000 restaurants – including both well-known chains and locally-owned stores to fit all budgets.
American Express Platinum: Uber credits
You know Uber offers rides, but did you know Uber also delivers food? The Platinum Card® from American Express offers monthly Uber credits that can also be applied to its delivery service, Uber Eats.
Here’s how it works: Amex Platinum cardholders are offered up to $200 in Uber credits annually, and those credits are doled out throughout the year. You get $15 credited each month, plus an extra $20 in December.
Cardholders can use these credits toward Uber Eats, which is available in more than 500 cities in the U.S., Canada, Europe, Africa and the Middle East. Plus, Uber Eats has a handy app for both Android and iPhone that makes ordering even easier. Note that Uber Eats deliveries charge a service fee, which can add up, depending on the order.
American Express Gold: Restaurant credit
American Express® Gold Card members can also earn credits toward meal deliveries. These cardholders are eligible to earn up to $10 in statement credits each month when they use their card at Grubhub and Seamless, two popular food delivery services. Statement credits may also be used at popular restaurants, such as The Cheesecake Factory, Ruth’s Chris Steakhouse and some participating Shake Shack locations. The credit is also applicable towards orders from Boxed, an online bulk grocery store.
Grubhub is one of the longest standing food delivery services in the U.S. and covers over 100,000 takeout restaurants in 2,700 cities. Seamless is part of Grubhub, offering a smaller service area with over 2,000 restaurants.
See related: Best credit cards for grocery shopping
Which luxury travel credit card should you choose?
While deciding on the best credit card for your needs probably goes beyond the dining delivery perks, it’s always good to know the full value of each card (aside from rewards and fees) before making your decision. And if you dine out or order in often, these dining perks could very well tip the scales in favor of one card over another.
In the end, it’s a toss-up between the Chase Sapphire Reserve and the American Express Platinum when it comes to getting the most value. Both cards offer statement credits for using their featured meal delivery service, but only the Reserve waives the delivery fee.
For cardholders who only order in within the U.S. and Canada, the Sapphire Reserve may offer the most benefits, since DoorDash only serves the two countries. World travelers, however, may have better luck with the Amex Platinum, as Uber Eats is also available in Europe, Africa and the Middle East. If you find yourself looking for a quick meal in while you travel, you should keep the reach of each service in mind.