Summary
Balance transfer promotional rates are getting more generous, with more cards offering lengthy interest-free promotional periods, according to the 2015 Creditcards.com Balance Transfer Survey
The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.
Your credit cards journey is officially underway.
Keep an eye on your inbox—we’ll be sending over your first message soon.
The survey found 85 of the 100 cards surveyed allow balance transfers, with 44 cards offering low APRs. Of those cards, 38 offer a promotional rate for at least 12 months, up from 33 cards in 2013. The number of cards offering a promotional period of 15 months or longer rose to 17 cards. Ten cards offered them the previous year.
Of the 44 cards with promotional low intro rates, 40 have a 0-percent interest rate while the other four have 4.99-13.90 percent interest rates.
To use the graphic on your site, use the following code:
<center><a href=”https://www.creditcards.com/credit-card-news/balance-transfer-promotional-changes-infographic-1701/”><img alt=”CreditCards.com infographic Balance transfer promotions” border=”0″ src=”https://www.creditcards.com/credit-card-news/images/balance-transfer-promos-2.jpg” /></a> </center>
Editorial Disclaimer
The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.
Join the Discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.
The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.