Charity Credit Cards

October 20, 2020

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

Best charity credit cards of 2020

  • Discover it® Cash Back
  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Charity Charge World Mastercard® Credit Card
American Express® Gold Card
Our rating:4.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

4X
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
4X
Earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3X
Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.

At A Glance

Intro offer
60,000 points Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual fee
$250
Regular APR
18.24%-25.24% Variable
The Platinum Card® from American Express
Our rating:4.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
See Rates & Fees, Terms Apply

Recommended credit

670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards rate

5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

At A Glance

Intro offer
Earn 100,000 points Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual fee
$695
Regular APR
See Pay Over Time APR
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Compare Charity Credit Card Offers

Whether you are about to close a credit card account or your points are about to expire, donating rewards to charity gives more than a good feeling inside. It gets wounded military service members’ families closer to them, sick children the wish of their dreams and medical professions to where they are needed most.

Through charities, card issuers or travel brands, you can donate your rewards to any number of charities, helping disaster survivors, children in need and others. But you may not know where to start, so we look at:

How to donate your rewards

Donating your rewards is a good way to use up your points before they expire or before you close your card’s account out. In some cases, there may be a fee charged to your or the charity.

You can donate your rewards through your credit card issuer or through your favorite travel brand. Issuer donations typically start at $10 or 1,000 points, while travel brand donations can be as low as 500 points. In some cases, charities will take the miles directly, such as Make-A-Wish Foundation.

In some cases, such as Discover’s Discover Giving platform, you earn a cash back bonus when you donate. Others, such as the Charity Charge World Mastercard Credit Card, allow you to earn an unlimited 1% on purchases that are automatically donated on your behalf.

You can often donate online – simply take a look at the charities your airline is affiliated with and donate. Or you can call in your request.

Charities range from organizations that will use your miles to bring a sick child her wish; conservation; disaster relief; and even human rights causes. Some brands have their own foundation that they use to aid the needy, while others partner with programs that give you access to a million or more charities. There are even brands that partner with local charities.

Beware of scam sites that claim they will donate your miles for you; it’s best to use airlines,’ issuers’ or charities’ sites directly.

Airlines that allow you to donate your miles

Looking to do good by pairing your favorite travel brand with your favorite charity? We’ve made it easy with this chart. Heads up that points and miles donations aren’t considered tax deductible for the individual donor, but that doesn’t take away the good feeling you’ll get by helping those in need.

Donating loyalty program points…

Loyalty programFeatureHighlighted charities
Aeroplan’s Beyond Miles10% top up for every donationThe Stephen Lewis Foundation, Doctors Without Borders
Alaska Airlines Charity MilesPool used to support charities involved with disaster relief efforts and for transportation of medical staff and volunteersMake-A-Wish Foundation, Dream Foundation
American Airlines’ AAdvantageDonate cash and receive miles or donate milesMiles to Stand Up, Miles of Hope
Best WesternThe Better World Fund, administered by advisory committee & Best Western International BoardKiva for microloans, American Red Cross
Choice HotelsSome donations are at 1 cent for 1 pointBoys & Girls Club of America, The Polaris Project
Delta SkyMilesThrough SkyWish, can aid wounded service members & veterans; affordable housing; disaster reliefAmerican Cancer Society, Breast Cancer Research Foundation
Hilton HonorsCan donate to myriad charities through PointWorthy.comNature Conservancy, The Metropolitan Museum of Art
InterContinental Hotels GroupDonate through The IHG FoundationBottomless Closet, New Life Farm
JetBlueDonate globally or locally to more than 2.5 million causesUSO of Metropolitan New York, Make-A-Wish
Marriott RewardsIn addition to disaster relief and cancer research, Marriott offers charities that educate, advocate for and protect human rightsChildren’s Miracle Network Hospitals, Immigration Equality
Mileage PlusMinimum only 500 miles per donation; includes local groupsCleveland Clinic, Community Kitchens of Birmingham
Southwest AirlinesPartners with 9 charitiesAll Hands Volunteers, Honor Flight Network

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