Charity Credit Cards

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

By: Laura Mohammad

|

October 20, 2020

Best charity credit cards of 2020

  • Discover it® Cash Back
  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Charity Charge World Mastercard® Credit Card
American Express® Gold Card

New Welcome Offer

See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

4X
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4X
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

At A Glance

Intro Bonus
60,000 points

Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

Annual Fee
$250
Regular APR
See Pay Over Time APR
The Platinum Card® from American Express
See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

10X
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.

At A Glance

Intro Bonus
75,000 points

Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.

Annual Fee
$550
Regular APR
See Pay Over Time APR

Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Compare Charity Credit Card Offers

Whether you are about to close a credit card account or your points are about to expire, donating rewards to charity gives more than a good feeling inside. It gets wounded military service members’ families closer to them, sick children the wish of their dreams and medical professions to where they are needed most.

Through charities, card issuers or travel brands, you can donate your rewards to any number of charities, helping disaster survivors, children in need and others. But you may not know where to start, so we look at:

How to donate your rewards

Donating your rewards is a good way to use up your points before they expire or before you close your card’s account out. In some cases, there may be a fee charged to your or the charity.

You can donate your rewards through your credit card issuer or through your favorite travel brand. Issuer donations typically start at $10 or 1,000 points, while travel brand donations can be as low as 500 points. In some cases, charities will take the miles directly, such as Make-A-Wish Foundation.

In some cases, such as Discover’s Discover Giving platform, you earn a cash back bonus when you donate. Others, such as the Charity Charge World Mastercard Credit Card, allow you to earn an unlimited 1% on purchases that are automatically donated on your behalf.

You can often donate online – simply take a look at the charities your airline is affiliated with and donate. Or you can call in your request.

Charities range from organizations that will use your miles to bring a sick child her wish; conservation; disaster relief; and even human rights causes. Some brands have their own foundation that they use to aid the needy, while others partner with programs that give you access to a million or more charities. There are even brands that partner with local charities.

Beware of scam sites that claim they will donate your miles for you; it’s best to use airlines,’ issuers’ or charities’ sites directly.

Airlines that allow you to donate your miles

Looking to do good by pairing your favorite travel brand with your favorite charity? We’ve made it easy with this chart. Heads up that points and miles donations aren’t considered tax deductible for the individual donor, but that doesn’t take away the good feeling you’ll get by helping those in need.

Donating loyalty program points…

Loyalty programFeatureHighlighted charities
Aeroplan’s Beyond Miles10% top up for every donationThe Stephen Lewis Foundation, Doctors Without Borders
Alaska Airlines Charity MilesPool used to support charities involved with disaster relief efforts and for transportation of medical staff and volunteersMake-A-Wish Foundation, Dream Foundation
American Airlines’ AAdvantageDonate cash and receive miles or donate milesMiles to Stand Up, Miles of Hope
Best WesternThe Better World Fund, administered by advisory committee & Best Western International BoardKiva for microloans, American Red Cross
Choice HotelsSome donations are at 1 cent for 1 pointBoys & Girls Club of America, The Polaris Project
Delta SkyMilesThrough SkyWish, can aid wounded service members & veterans; affordable housing; disaster reliefAmerican Cancer Society, Breast Cancer Research Foundation
Hilton HonorsCan donate to myriad charities through PointWorthy.comNature Conservancy, The Metropolitan Museum of Art
InterContinental Hotels GroupDonate through The IHG FoundationBottomless Closet, New Life Farm
JetBlueDonate globally or locally to more than 2.5 million causesUSO of Metropolitan New York, Make-A-Wish
Marriott RewardsIn addition to disaster relief and cancer research, Marriott offers charities that educate, advocate for and protect human rightsChildren’s Miracle Network Hospitals, Immigration Equality
Mileage PlusMinimum only 500 miles per donation; includes local groupsCleveland Clinic, Community Kitchens of Birmingham
Southwest AirlinesPartners with 9 charitiesAll Hands Volunteers, Honor Flight Network
Starwood PreferredCan use points to fund Clean the World, which recycles bathroom amenities and distributes to those in needUNICEF, American Red Cross