Charity Credit Cards

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

Best charity credit cards of 2020

  • Discover it® Cash Back
  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Charity Charge World Mastercard® Credit Card
See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards Rate

4X
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
4X
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
3X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

At A Glance

Intro Bonus
35,000 points

Earn 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.

Annual Fee
$250
Regular APR
See Pay Over Time APR
See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Rewards Rate

5X
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X
5X Membership Rewards points on prepaid hotels booked on amextravel.com.

At A Glance

Intro Bonus
60,000 points

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

Annual Fee
$550
Regular APR
See Pay Over Time APR

Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Compare Charity Credit Card Offers

Updated: March 4, 2020

Whether you are about to close a credit card account or your points are about to expire, donating rewards to charity gives more than a good feeling inside. It gets wounded military service members’ families closer to them, sick children the wish of their dreams and medical professions to where they are needed most.

Through charities, card issuers or travel brands, you can donate your rewards to any number of charities, helping disaster survivors, children in need and others. But you may not know where to start, so we look at:

How to donate your rewards

Donating your rewards is a good way to use up your points before they expire or before you close your card’s account out. In some cases, there may be a fee charged to your or the charity.

You can donate your rewards through your credit card issuer or through your favorite travel brand. Issuer donations typically start at $10 or 1,000 points, while travel brand donations can be as low as 500 points. In some cases, charities will take the miles directly, such as Make-A-Wish Foundation.

In some cases, such as Discover’s Discover Giving platform, you earn a cash back bonus when you donate. Others, such as the Charity Charge World Mastercard Credit Card, allow you to earn an unlimited 1% on purchases that are automatically donated on your behalf.

You can often donate online – simply take a look at the charities your airline is affiliated with and donate. Or you can call in your request.

Charities range from organizations that will use your miles to bring a sick child her wish; conservation; disaster relief; and even human rights causes. Some brands have their own foundation that they use to aid the needy, while others partner with programs that give you access to a million or more charities. There are even brands that partner with local charities.

Beware of scam sites that claim they will donate your miles for you; it’s best to use airlines,’ issuers’ or charities’ sites directly.

Airlines that allow you to donate your miles

Looking to do good by pairing your favorite travel brand with your favorite charity? We’ve made it easy with this chart. Heads up that points and miles donations aren’t considered tax deductible for the individual donor, but that doesn’t take away the good feeling you’ll get by helping those in need.

Donating loyalty program points…

Loyalty program Feature Highlighted charities
Aeroplan’s Beyond Miles 10% top up for every donation The Stephen Lewis Foundation, Doctors Without Borders
Alaska Airlines Charity Miles Pool used to support charities involved with disaster relief efforts and for transportation of medical staff and volunteers Make-A-Wish Foundation, Dream Foundation
American Airlines’ AAdvantage Donate cash and receive miles or donate miles Miles to Stand Up, Miles of Hope
Best Western The Better World Fund, administered by advisory committee & Best Western International Board Kiva for microloans, American Red Cross
Choice Hotels Some donations are at 1 cent for 1 point Boys & Girls Club of America, The Polaris Project
Delta SkyMiles Through SkyWish, can aid wounded service members & veterans; affordable housing; disaster relief American Cancer Society, Breast Cancer Research Foundation
Hilton Honors Can donate to myriad charities through PointWorthy.com Nature Conservancy, The Metropolitan Museum of Art
InterContinental Hotels Group Donate through The IHG Foundation Bottomless Closet, New Life Farm
JetBlue Donate globally or locally to more than 2.5 million causes USO of Metropolitan New York, Make-A-Wish
Marriott Rewards In addition to disaster relief and cancer research, Marriott offers charities that educate, advocate for and protect human rights Children’s Miracle Network Hospitals, Immigration Equality
Mileage Plus Minimum only 500 miles per donation; includes local groups Cleveland Clinic, Community Kitchens of Birmingham
Southwest Airlines Partners with 9 charities All Hands Volunteers, Honor Flight Network
Starwood Preferred Can use points to fund Clean the World, which recycles bathroom amenities and distributes to those in need UNICEF, American Red Cross

Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura’s work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.


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