Charity Credit Cards

The following credit card and prepaid card offers from our partners are for charitable giving. These cards allow you to support a specific cause, or donate your earned rewards to qualifying charity of your choice. Compare offers side by side and apply online for a credit card that gives back to your favorite charitable organization.

See offers from our partners below.

Discover it® Cash Back

Discover it® Cash Back

26,257 Reviews

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Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Discover's Secure Site

At A Glance

Annual Fee
$0
Balance Transfer Intro APR
0% for 14 months
Regular APR
13.99% - 24.99% variable

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Highlights

  • Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
0% for 14 months
Regular APR
13.99% - 24.99% Variable
Intro Balance Transfers APR
0% for 14 months

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American Express® Gold Card

American Express® Gold Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at American Express's Secure Site

At A Glance

Annual Fee
$250
Balance Transfer Intro APR
N/A
Regular APR
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See Rates & Fees , Terms Apply

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Highlights

  • Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
  • Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
  • Earn 4X Membership Rewards® points at US restaurants. Earn 4X Membership Rewards® points at US supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per year for incidental fees at one selected airline.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Rates & Fees

Annual Fee
$250
Intro Purchase APR
N/A
Regular APR
See Rates & Fees
Intro Balance Transfers APR
N/A

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The Platinum Card® from American Express

The Platinum Card® from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at American Express's Secure Site

At A Glance

Annual Fee
$550
Balance Transfer Intro APR
N/A
Regular APR
N/A

See Rates & Fees , Terms Apply

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Highlights

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$550
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

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Charity Charge World MasterCard® Credit Card

Charity Charge World MasterCard® Credit Card
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at Charity Charge's Secure Site

At A Glance

Annual Fee
$0
Balance Transfer Intro APR
1.99% for 6 monthly billing cycles
Regular APR
11.24% - 21.24% variable

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Highlights

  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
1.99% for 6 monthly billing cycles
Regular APR
11.24%-21.24% (Variable)
Intro Balance Transfers APR
1.99% for 6 monthly billing cycles

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Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Compare Charity Credit Card Offers

Updated: October 4, 2018

Whether you are about to close a credit card account or your points are about to expire, donating rewards to charity gives more than a good feeling inside. It gets wounded military service members' families closer to them, sick children the wish of their dreams and medical professions to where they are needed most.

Through charities, card issuers or travel brands, you can donate your rewards to any number of charities, helping disaster survivors, children in need and others. But you may not know where to start, so we look at:

Here are the best charity credit cards…

  • Susan G. Komen® Cash Rewards Visa® credit card from Bank of America
  • Discover it® Cash Back
  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Charity Charge World MasterCard® Credit Card

How to donate your rewards

Donating your rewards is a good way to use up your points before they expire or before you close your card's account out. In some cases, there may be a fee charged to your or the charity.

You can donate your rewards through your credit card issuer or through your favorite travel brand. Issuer donations typically start at $10 or 1,000 points, while travel brand donations can be as low as 500 points. In some cases, charities will take the miles directly, such as Make-A-Wish Foundation.

In some cases, such as Discover's Discover Giving platform, you earn a cash back bonus when you donate. Others, such as the Charity Charge World Mastercard Credit Card, allow you to earn an unlimited 1% on purchases that's automatically donated on your behalf.

Sometimes, you can show your support through your choice in card, such as the Susan G. Komen Cash Rewards Visa from Bank of America. The foundation says it has received more than $8 million from Bank of America through this program since 2009.

You can often donate online – simply take a look at the charities your airline is affiliated with and donate. Or you can call in your request.

Charities range from organizations that will use your miles to bring a sick child her wish; conservation; disaster relief; and even human rights causes. Some brands have their own foundation that they use to aid the needy, while others partner with programs that give you access to a million or more charities. There are even brands that partner with local charities.

Beware of scam sites that claim they will donate your miles for you; it's best to use airlines,' issuers' or charities' sites directly. Smaller charities can request miles donations through such sites as MileDonor.com.

Airlines that allow you to donate your miles

Looking to do good by pairing your favorite travel brand with your favorite charity? We've made it easy with this chart. Heads up that points and miles donations aren't considered tax deductible for the individual donor, but that doesn't take away the good feeling you'll get by helping those in need.

Donating loyalty program points...

Loyalty programFeatureHighlighted charities
Aeroplan's Beyond Miles10% top up for every donationThe Stephen Lewis Foundation, Doctors Without Borders
Alaska Airlines Charity MilesPool used to support charities involved with disaster relief efforts and for transportation of medical staff and volunteersMake-A-Wish Foundation, Dream Foundation
American Airlines' AAdvantageDonate cash and receive miles or donate milesMiles to Stand Up, Miles of Hope
Best WesternThe Better World Fund, administered by advisory committee & Best Western International BoardKiva for microloans, American Red Cross
Choice HotelsSome donations are at 1 cent for 1 pointBoys & Girls Club of America, The Polaris Project
Delta SkyMilesThrough SkyWish, can aid wounded service members & veterans; affordable housing; disaster reliefAmerican Cancer Society, Breast Cancer Research Foundation
Hilton HonorsCan donate to myriad charities through PointWorthy.comNature Conservancy, The Metropolitan Museum of Art
InterContinental Hotels GroupDonate through The IHG FoundationBottomless Closet, New Life Farm
JetBlueDonate globally or locally to more than 2.5 million causesUSO of Metropolitan New York, Make-A-Wish
Marriott RewardsIn addition to disaster relief and cancer research, Marriott offers charities that educate, advocate for and protect human rightsChildren's Miracle Network Hospitals, Immigration Equality
Mileage PlusMinimum only 500 miles per donation; includes local groupsCleveland Clinic, Community Kitchens of Birmingham
Southwest AirlinesPartners with 9 charitiesAll Hands Volunteers, Honor Flight Network
Starwood PreferredCan use points to fund Clean the World, which recycles bathroom amenities and distributes to those in needUNICEF, American Red Cross

Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura's work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.


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