Both the personal and business versions of the World of Hyatt credit card come with the ability to earn elite qualifying nights. Find out which card makes the most sense for those looking to spend their way to Hyatt elite status.
The recent introduction of a World of Hyatt business credit card has changed the calculus for those who are trying to use credit card spending to reach top-tier Hyatt elite status. Both the personal and business Hyatt credit cards offer a path toward elite status with elite qualifying nights being granted for spending with the credit card.
If you’re angling to spend your way to World of Hyatt elite status, you might be wondering which card makes the most sense for you. In this article, we’ll take a look at World of Hyatt elite status and compare spending money on both of the World of Hyatt credit cards.
What is World of Hyatt elite status?
Like most hotel chains, Hyatt has a loyalty program with several different tiers. Anyone can sign up for the World of Hyatt program and qualify for Member status. There are then three additional elite tiers – Discoverist, Explorist and Globalist – each with their own benefits. As you would expect, the higher the level, the greater the benefits, with top-tier Hyatt Globalist status being one of the best loyalty tiers of any chain.
Discoverist and Explorist statuses do have some benefits but, for most people, it wouldn’t be worth spending more than usual just to earn those statuses. The highest Hyatt Globalist status is the only one worth chasing.
It’s also important to note that your Hyatt elite status lasts until Feb. 2 of the second calendar year after the year you qualify. For example, if you qualify for Globalist status in July 2022, you’d maintain that status and may enjoy the benefits through 2023 and early February 2024.
How to get elite status with World of Hyatt
You can earn elite status with Hyatt in one of three different ways: total nights stayed, base points (dollars spent at Hyatt) and qualifying meetings and events. There is no requirement to simply become a World of Hyatt member, but each of the tiers above Member status requires a certain level of nights, base points or meetings:
- Discoverist: 10 nights, 25,000 base points or three meetings hosted per year
- Explorist: 30 nights, 50,000 base points or 10 meetings hosted per year
- Globalist: 60 nights, 100,000 base points or 20 meetings hosted per year
For most people, it will be easiest to qualify for Hyatt elite status through nights stayed, especially considering that award nights redeemed also count toward the requirement, so we will focus on total nights for the remainder of this article.
World of Hyatt credit card status
Both the World of Hyatt Credit Card and the World of Hyatt Business Credit Card provide Discoverist elite status just for having the card. In addition, the Hyatt business card allows you to grant Discoverist status to five additional people. Both cards also provide the opportunity for additional elite qualifying nights as part of the benefits of the card, though in slightly different ways:
- World of Hyatt Credit Card: Five qualifying night credits toward elite status each year, two qualifying nights for each $5,000 spend each year
- World of Hyatt Business Credit Card: Five qualifying night credits toward elite status for every $10,000 you spend in a calendar year
While it will take a lot to spend your way to 60 nights, it might make sense for some people. In most cases, getting elite qualifying night credits through spending on a Hyatt credit card makes the most sense as a way to supplement actual stays at Hyatt hotels. After all, if you never stay at Hyatt hotels, there isn’t much of a reason to go out of your way to earn Hyatt elite status. If you realize you’re not going to make it all the way to the full 60 nights, it could be a good move to plan on spending on your Hyatt credit card to get you over the top.
Which Hyatt credit card is best for generating elite status?
So, now that we’ve taken a look at the elite status perks of each of the two Hyatt credit cards, which Hyatt credit card is best for generating elite status? On the surface, it seems that the Hyatt Business Credit Card is better, since you effectively get an elite night for every $2,000 that you spend (five nights per $10,000 spent), while the personal card gives an elite night for every $2,500 spent (two nights per $5,000 spent). But that analysis doesn’t take into account the fact that you get five qualifying nights just for having the personal credit card, with no spending required.
That makes the breakeven spending amount $50,000 (where both cards would give 25 nights). For any spending amount less than $50,000, you’ll get more nights by using the World of Hyatt Credit Card.
Depending on how many nights you’re planning to get from actual Hyatt hotel stays and how many nights you want to get from spending on the card, it could make sense to have both the personal and business credit cards. In addition to granting elite qualifying nights, each card has other benefits that you can get from extra spending.
The personal card gives a free night certificate for a Category 1 to 4 hotel annually, plus an additional one if you spend $15,000 on the card. As for the business card, it gives you a 10% rebate on all awards redeemed after you spend $50,000 on the card.
So having both cards and spending $15,000 on the personal credit card and $50,000 on the business credit card in a calendar year would get you 36 qualifying night credits (over halfway to Globalist) and also get you the following:
- A free night certificate for a Category 1 to 4 stay (from having the personal credit card)
- A second Category 1 to 4 free night certificate (from spending $15,000 in a year on the personal card)
- $100 in statement credits at Hyatt hotels (from the business credit card)
- 10% back on awards redeemed after hitting $50,000 in spending on the business credit card
Of course, that does come with two credit card annual fees ($294 total), so make sure that works for your specific situation.
Hyatt elite status comes in three different tiers: Discoverist, Explorist and Globalist, and both the personal and business versions of the Hyatt credit card come with ways to help you earn Hyatt elite status. Top-tier Hyatt Globalist status is one of the best hotel elite statuses out there, and if you find that you’re a few nights short, you might want to take advantage of the benefits of these credit cards to get you the elite qualifying night credits that you need.
The World of Hyatt Business Credit Card earns elite qualifying nights at a faster rate, but the World of Hyatt Credit Card gives five nights for having the card and a free night certificate after spending $15,000 on the card. Many frequent Hyatt travelers will find that there’s value in having and spending on both cards. Run the numbers for your usual spending habits to see which of these cards work for you.