Education
How to apply for a credit card and get approved
Before you decide on a credit card you’d like, you should get a better idea…
Personal finance, Credit cards, Loans
Early in his career, Tim worked in broadcast news as a “one-person band.” He was often responsible for capturing news events and interviewing subjects and witnesses on camera, before writing and editing the package for broadcast. He later worked for 20th Century Fox and NBC/Universal in various digital media capacities.
Tim is now a freelance personal finance writer and blogger with a particular focus on credit cards and consumer lending. In 2002, he stumbled upon a copy of “The Millionaire Next Door,” by Thomas J. Stanley and William D. Danko, which ignited a passion for learning and sharing fact-based money principles. Tim has a passion for demystifying personal finance and helping people live their best lives.
Tim lives in the Sierra Nevada mountains, where he enjoys cycling, golfing and creating memories with his family. He also finds immense joy in cashing in his hard-earned credit card rewards. You can connect with Tim on LinkedIn.
[verified_bullet]400+ credit cards reviewed by our team of experts[/verified_bullet] [verified_bullet]80+ years of combined experience covering credit cards and personal finance[/verified_bullet] [verified_bullet]27,000+ hours spent researching and reviewing financial products in the last 12 months[/verified_bullet] [verified_bullet]Objective comprehensive ratings rubrics[/verified_bullet] Our editorial team and expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our credit card company partners, and may influence where or how products are featured on the site. This site does not include all credit card companies or all available credit card offers. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers.Learn more about our partners and how we make money.
Personal Quote
“I aspire to help people improve their financial wellbeing and literacy by writing factual content that’s accessible and easy to understand.” - Tim Maxwell
Education & Honors
Education
How to apply for a credit card and get approved
Before you decide on a credit card you’d like, you should get a better idea…
Credit management
How a high-limit card can boost your credit score
A high-limit credit card can help you boost your credit score by lowering your credit…
Card advice
How to get preapproved for a Citi card
Have you been eyeing a Citi card but aren’t you sure if you qualify? You…
Credit management
The 3 national credit bureaus: How Equifax, Experian and TransUnion work
The three major credit bureaus – Equifax, Experian and TransUnion – compile personal and credit…
Card advice
How to contact your credit card issuer
Here is the contact information for the biggest credit card issuers. While credit card issuers…
Credit management
What are credit score discrepancies?
While minor credit score differences are inevitable, significant differences among the three major credit bureaus…
Education
How to protect yourself from card skimming
Card skimmers can steal your bank or credit card information at fuel pumps, ATMs and…
Card advice
What you need to know about the Venmo card
If you’re a regular Venmo user, the Venmo card might be worth looking into.
News
Can you use a credit card on Venmo?
You can use a credit card on Venmo, but it could result in a 3%…
Card advice
How to get preapproved for a Capital One card
Preapprovals can give you a good idea whether you’ll be approved for a credit card.…
Card advice
How to get preapproved for a Discover card
Preapproval can save you from a temporary dip on your credit score while helping you…
Card Reviews
My GM Rewards® Mastercard®: Earn your way to a new car?
Find out why the My GM Rewards Card could be the solid rewards rate you…
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