Amerisave's Top Credit Card Offers for Low Credit

PREMIER Bankcard® Mastercard® Credit Card

Add to compare

Recommended credit

300-670 (Bad to Fair) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

Card without rewards: This card doesn't offer cash back, miles, or points

Annual fee: See Provider Website

Balance transfer intro APR: N/A

Regular APR: See Provider Website

Recommended credit: 300-670 (Bad to Fair) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Highlights

Everyone deserves a chance to build credit: apply today!
PREMIER Bankcard credit cards are for building credit.
Start building credit by keeping your balance low and paying all your bills on time each month.
We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

Rates & Fees

Annual Fee: See Provider Website
Intro Purchase APR: N/A
Regular APR: See Provider Website
Intro Balance Transfers APR: N/A

Self - Credit Builder Account with Secured Visa® Credit Card

Our rating:2.5

Add to compare

Recommended credit

(No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

Card without rewards: This card doesn't offer cash back, miles, or points

Annual fee: $25

Balance transfer intro APR: N/A

Regular APR: 28.74% variable

Recommended credit: (No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Highlights

Start with a Credit Builder Account* that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you.
Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing.** Then, you’ll be eligible for the Self Visa® Credit Card, without a hard credit check.
Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card.
Get the savings plan that helps build credit today.
No credit score is needed to get started.
Your money is secured and protected in a bank account.
*Credit Builder Account Sample Product: $48 monthly payment, 24 month term with a $9 admin fee at a 15.72% Annual Percentage Rate. Please refer to https://www.self.inc/pricing for the most recent pricing options.
**Secured Credit Card Disclaimers, Rates and Fees: https://www.self.inc/card-agreement
Self Visa® Credit Card issued by Lead Bank or SouthState Bank, N.A., each Member FDIC. See self.inc for details.
Active Credit Builder Account in good standing, 3 on time payments, $100 or more in saving progress. Requirements subject to change.

Rates & Fees

Annual Fee: $25
Intro Purchase APR: N/A
Regular APR: 28.74% (Variable)
Intro Balance Transfers APR: N/A

Capital One Quicksilver Secured Cash Rewards Credit Card

Our rating:3.5

See Rates & Fees

Add to compare

Recommended credit

(No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Apply now

Rewards rate

5%: Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%: Earn unlimited 1.5% cash back on every purchase, everywhere

Annual fee: $0

Balance transfer intro APR: N/A

Regular APR: 29.99% variable

Recommended credit: (No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Highlights

No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
Put down a refundable $200 security deposit to get a $200 initial credit line
Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Rates & Fees

Annual Fee: $0
Intro Purchase APR: N/A
Regular APR: 29.99% (Variable)
Intro Balance Transfers APR: N/A

Capital One Platinum Secured Credit Card

Our rating:4.2

See Rates & Fees

Add to compare

Apply now

Rewards rate

Card without rewards: This card doesn't offer cash back, miles, or points

Annual fee: $0

Balance transfer intro APR: N/A

Regular APR: 29.99% variable

Recommended credit: (No Credit History) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Highlights

No annual or hidden fees. See if you're approved in seconds
Building your credit? Using the Capital One Platinum Secured card responsibly could help
Put down a refundable security deposit starting at $49 to get a $200 initial credit line
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Rates & Fees

Annual Fee: $0
Intro Purchase APR: N/A
Regular APR: 29.99% (Variable)
Intro Balance Transfers APR: N/A

Strong financial health starts with good credit

How we Choose

PREMIER Bankcard® Mastercard® Credit Card

Rewards rate

Highlights

Rates & Fees

Self - Credit Builder Account with Secured Visa® Credit Card

Rewards rate

Highlights

Rates & Fees

Capital One Quicksilver Secured Cash Rewards Credit Card

Rewards rate

Highlights

Rates & Fees

Capital One Platinum Secured Credit Card

Rewards rate

Highlights

Rates & Fees

PREMIER Bankcard® Mastercard® Credit Card

Rewards rate

At A Glance

Self - Credit Builder Account with Secured Visa® Credit Card

Rewards rate

At A Glance

Capital One Quicksilver Secured Cash Rewards Credit Card

Rewards rate

At A Glance

Capital One Platinum Secured Credit Card

Rewards rate

At A Glance