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Wells Fargo Platinum card

Wells Fargo Platinum card
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Our rating:4.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Good to Excellent

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Balance Transfers Intro APR
0% intro APR for 18 months on qualifying balance transfers
Purchases Intro APR
0% intro APR for 18 months from account opening
Regular APR
16.49%-24.49% (Variable)
Annual Fee
$0

Highlights

  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cellphone Insurance
    Cellphone Insurance
  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Good Credit
    Good Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Roadside Assistance
    Roadside Assistance
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

4.0 out of 5

Our take:When it comes to paying down credit card debt, the Wells Fargo Platinum card is one of the best cards out there. Its long intro APR and no annual fee give you the cushion you need to make progress. 

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All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.